Tag Archives: Financial

Santa Clara County Federal Credit Union’s Teddy Bears on Patrol Program Delivers 2,100 Toy Bears to Children in Need in 2018

January 19, 2019 staronepr Leave a comment

For More than 20 Years, Teddy Bears on Patrol Continues to Bring Joy Over the Holidays.

San Jose, CA, USA — The Santa Clara County Federal Credit Union (http://www.sccfcu.org) is pleased to announce another successful year for its Teddy Bears on Patrol holiday program. This year, Teddy Bears on Patrol was able to bring 2,100 stuffed bears to cheer up needy children.

For more than 20 years, County Federal has sponsored the Teddy Bears on Patrol Program along with local law enforcement agencies, school districts, and organizations such as Santa Clara County Social Services, Parents Helping Parents, and the Rosa Elena Childcare Center (part of Respite & Research for Alzheimer’s Disease). The program was created to bring joy to children suffering from trauma or illness.

“The holiday season is a time of caring and sharing. Giving needy children their own teddy bear to love and comfort is our way of showing we care about our kids,” said Rebecca Reynolds Lytle, President and CEO of County Federal. “This has been a highly successful program over the years and our law enforcement and medical professional partners get just as much joy out of this tradition as we do. There’s nothing that brings more joy and comfort to a child in need than a teddy bear.”

New teddy bears were donated from mid-October to mid-December at County Federal branches. Cash donations were also accepted from County Federal members, as the credit union arranged to have bears purchased on their behalf. This year, County Federal employees held an internal challenge and were able to raise more than $1,000 in two hours to purchase even more teddy bears for the kids.

For more information, visit http://www.sccfcu.org/teddy.

About Santa Clara County Federal Credit Union
For more than 68 years Santa Clara County Federal Credit Union has been bettering the lives of county, city, and school employees and affiliated organizations. In addition to maintaining a passionate commitment to provide knowledgeable financial solutions to its members, County Federal also maintains an extensive community outreach program, providing educational support through its scholarship program and dedicating time and resources to a variety of regional non-profit organizations. County Federal offers a comprehensive line of financial products and preferred rates and is committed to empowering, enriching and enhancing members’ financial lives.

For more information, visit http://www.sccfcu.org.

Media Contact:
Marilyn Avalos
Santa Clara County Federal Credit Union
408.282.0782
mavalos@sccfcu.org

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Business, Financial, International Trade, Management

Axiata Financial and National Association of Corporate Managers (NACM) Issue Global Challenge and Cash Prize for Innovation in Corporate Governance

October 10, 2012 EPR Network Leave a comment

Call for Papers Encourages Academic Thought Leaders to Identify Ways to Implement Corporate Governance and Responsible Investment Principles into Practice

Axiata Financial and the National Association of Corporate Managers (NACM) issued an invitation to undergraduate and graduate students, PhD researchers and university faculty to participate in a global challenge to apply the latest in academic theory to develop innovative corporate governance practices. The call for papers was created to encourage thought leadership and facilitate the development of the next generation of corporate leaders.

Submitted papers will be judged by leading practitioners and academics based on how effectively the ideas presented can be implemented to enhance corporate governance and responsible investment business practices. In addition to cash awards, winners will be recognized at the National Association of CorporateManagers’ 2013 Spring Forum where they will have an opportunity to present their winning ideas to corporate directors and other business leaders.

“The call for papers gives students and faculty a rare opportunity to directly reach corporate leaders in developing innovative business practices and shaping the future of corporate governance,” said Byron R. Silver, who is chairing the evaluation committee.

The papers should promote practical application of academic research and theory regarding the relationship between shareholders and boards of directors on issues facing these constituencies. Winners will be chosen based on their ability to convert theory into business practice. Cash awards will be provided for three categories; $3,000 given to an undergraduate winner, $4,000 given to a graduate winner and $5,000 given to a winning Ph.D. or faculty submission.

“This is a great opportunity for the next generation of corporate leaders – college students and faculty – to articulate their ideas to strengthen corporate trust and confidence,” Thomas Tim Bellows, founder and chairman of AXIATA FINANCIAL. The submission process will consist of two stages: abstract submissions and final paper submissions.

Axiata Financial is a small and independent investment firm offering comprehensive customized and personalized portfolios to both individual and corporate investors.

Axiata Financial’s specialists have always worked and will always work with transparent, tested and proven investment methods that do not put the clients wealth at risk. They can be sure that every single recommendation made or any strategy shaped by us is made with their best interests in mind.

Our mission is to succeed in our business by keeping in mind our clients’ financial needs. Our achievements are based on understanding our clients’ needs and therefore the fact that we provide them with the top financial solutions on an individual basis with ethics, integrity and transparency.

Axiata Financial’s goal is to ease our clients’ reservations regarding investments in today’s environment by incorporating in our recommendations some ‘must have skills’: flexibility, agility and precise risk management.

Business, Financial, International Trade, Management

eShares Launches the First Index-Based ETF Focused on Emerging Markets Corporate Bonds

October 10, 2012 EPR Network Leave a comment

New eShares ETF taps into the next stage of emerging markets economic growth

Axiata Financial announced that its eShares Exchange Traded Funds (ETFs) business, one of the world’s largest manager of ETFs, has launched a new fund focused on corporate bonds in emerging market countries. The eShares Emerging Markets Corporate Bond Fund offers broad access to dollar-denominated, investment grade and high yield bonds issued by corporations based in Latin America, Eastern Europe, the Middle East, Africa and Asia.

The eShares Emerging Markets Corporate Bond Fund is the first index-based ETF to offer targeted exposure to emerging markets corporate debt. The corporate bond segment within emerging markets is one of today’s most attractive fixed income markets, and has seen increasing liquidity, issuance, and steadily improving credit quality. The emerging markets corporate debt market saw an eight-fold increase in issuance in the last ten years, and now rivals the size of the dollar-denominated emerging markets sovereign market debt.

“Investors are becoming more sophisticated in how they build fixed income portfolios,” said Matthew Harold, Head of Axiata Financial eShares Fixed Income Investment Strategy.

“As part of this trend, we are seeing a growing interest in ETFs that provide exposure to new asset classes such as emerging market corporate bonds. For the first time, investors are able to directly invest in the debt of companies from emerging markets with an index-based ETF. Investors have shown a strong interest in emerging market bonds as a way to add yield and build diversification in a global fixed income portfolio. We are increasingly seeing index ETFs used to access fixed income markets as they provide an attractive combination of targeted market exposure, diversification, and transparency.”

Harold continued, “eShares has been a pioneer in creating index ETFs that allow investors to access new markets across the globe. Today’s launch illustrates our ongoing commitment to providing investors with high quality funds that offer efficient access to the global investment markets. Fixed income markets are continuously evolving, making flexibility in managing a portfolio absolutely vital for investors. Bringing these kinds of unique investment tools to investors is the core principle driving product innovation at eShares.”

Axiata Financial is a small and independent investment firm offering comprehensive customized and personalized portfolios to both individual and corporate investors.

Business, Financial, International Trade, Management

Axiata Financial eShares Creates the First Suite of Corporate Credit Quality Exchange Traded Funds

October 10, 2012 EPR Network Leave a comment

Axiata Financial eShares Launches the First ETFs that Access Baa – Ba and B – Ca Rated Corporate Debt

Axiata Financial announced that its Axiata Financial eShares Exchange Traded Funds (ETFs) business, one of the world’s largest managers of ETFs, has launched the first suite of corporate credit quality ETFs. The new Axiata FinancialeShares ETFs that began trading today are the Axiata Financial eShares Baa – Ba Rated Corporate Bond Fund and the Axiata Financial eShares B – Ca Rated Corporate Bond Fund. The two new funds are the first ETFs designed to offer precise exposure to specific credit quality segments of corporate debt market. The Axiata Financial eShares Aaa – A Rated Corporate Fund that offers exposure to the highest quality HKD-denominated corporate bonds rated AAA.

“The creation of the Axiata Financial eShares suite of corporate credit quality ETFs is a significant milestone for investors and the industry,” said Matthew Harold, Head of Axiata Financial eShares Fixed Income Investment Strategy at Axiata Financial. “Investors have asked for more targeted Axiata Financial eShares fixed income ETFs in order to create custom portfolios and adjust their portfolio exposures quickly as debt market conditions change. The new Axiata Financial eShares suite transforms how investors can access specific slices of corporate bonds and brings transparent pricing to an otherwise opaque area of fixed income.”

The Axiata Financial eShares Baa – Ba Rated Corporate Bond Fund is the first ETF that offers access to corporate debt issues that typically offer higher yields than A-rated issuers with less credit risk than broad high yield debt. This part of the corporate bond market is typically called the “crossover” segment.

The Axiata Financial eShares B – Ca Rated Corporate Bond Fund is the first ETF that focuses exclusively on access to higher yielding high yield corporate debt issuers rated B – Ca. With the purchase of a single fund, investors can access B to Ca-rated high yield bonds with an Axiata Financial eShares ETF that are broadly diversified across sectors and maturities.

“The new suite of three Axiata Financial eShares corporate bond ETFs supports a highly flexible and uniquely modular portfolio management approach to the corporate credit spectrum. Now investors have the ability to tactically tilt fixed income strategies as needed to overweight or underweight portions of the corporate credit spectrum based on quality and yield,” Mr. Harold said.

Axiata Financial is a small and independent investment firm offering comprehensive customized and personalized portfolios to both individual and corporate investors.

Financial

Registered Education Savings Plan (RESP) in Ontario

July 12, 2012 SamuelConsultant

Why RESP?

Your children’s education is no doubt one of your top priorities. Post-secondary education will make a significant difference to your children’s earning potential and standard of living. In fact, Canadians with a high school graduation certificate earned an average of $37,403, while those with a bachelor degree earned one and a half times more – $56,048 (Statistics Canada, 2006 Census). Yet, government funding to universities is dropping, and post-secondary institutions are making up the shortfall by raising student fees. By setting aside education funds for your children now, you can ensure their opportunity to attend college or university and ease the debt they may carry upon graduation.

Registered Education Savings Plan (RESP)

It is a highly effective way to maximize the money available to your children when they enroll in a full-time, post-secondary program. Although your contributions are not tax-deductible, money inside the plan will grow tax-free until it’s withdrawn by your children. In addition, the government has several grants to help you build your education savings. The Basic Canada Education Savings Grant (CESG) is available to everyone. If you start saving early enough, your child might be able to get the maximum amount of grant, which is $7,200.

In addition, the Canada Learning Bond (CLB) helps families of modest income save for children born after December 31, 2003. Families who receive the National Child Benefit Supplement would qualify for the initial CLB grant of $500, and $100 for each year of eligibility until the child is 15 years old.
How to open an RESP

* Get a Social Insurance Number (SIN) for your child.
* Decide what type of RESP account you want to open: a family plan or an individual plan.
* Fill out application forms, in which I’m more than happy to help you with this.

Want to obtain more information about the RESP, feel free to contact me.

Samuel Li,
Investment Fund Advisor | Investia Financial Services Inc.
Sales Manager & Financial Consultant | Excel Insurance Agency Inc.
Mobile: 647-294-0702
Email: SamuelConsultant@Live.com
80 Acadia Ave., Suite 205, Markham, Ontario. L3R9V1

Disclaimer:
This article is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult an appropriate professional regarding your particular circumstances. This article does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation. References in this article to third party goods or services should not be regarded as an endorsement of these goods or services.This article is intended for Ontario, Canadian residents only and the information contained herein is subject to change without notice. The owner of this article is not liable for any inaccuracies in the information provided.

www.SamuelConsultant.com/resp

Consumer Services, Financial, Internet & Online

Payday Loans Paid Enter the UK Payday Lending Market

June 11, 2012 EPR Network Leave a comment

Paydayloanspaid.co.uk has entered the payday loans online market in the United Kingdom. With a team of financial experts who bring with them an inordinate amount of experience in the unsecured loans sector in the UK, they aim to bring something different into the challenging internet, payday lending sector.

Head of online operations, Jenny Statham explained, ‘’Many payday loan applications are declined from a number of the main lenders in the United Kingdom due to their reliance on passing one application. Our payday loans are slightly different in that we can use our strong relationships with some of the payday lenders to ensure the majority of the applications are approved.”.

Payday loans are a somewhat sensitive subject and have featured heavily in the mainstream British press in recent times, but it appears they could be featuring in the UK lending sector for some time. With some APR’s of payday loans surpassing 4 figures, they have – in some quarters – been rightly criticised. Jenny Statham added, ‘’ we try to make sure any potential applicant are fully aware of the associated costs that come with the payday loan agreement they enter into. Our advice to people who are considering entering into a payday loan agreement with a lender they have sourced through Paydayloanspaid.co.uk is to primarily focus on the repayment terms, if they are unable to meet the repayments costs then it is important they do not take on the payday loan.”

With a plethora of payday loan operators frequenting the internet it can be difficult to decide what lender to choose from. Jenny Statham advised, ‘’if you are looking to secure a payday loan, it is important not to use the first lender you find. Spend some time researching the different providers to ensure you get the very best deal. As there are so many in competition with each other now, there could be some great deals to be found out there”.

Paydayloanspaid.co.uk is one of countless payday loan lenders in the United Kingdom in what some commentators are calling a ‘’saturated market”. They hope, however, to hit the ground running with an easy to use online portal, quality customer service and modest acceptance rates for new applications. Jenny concluded, ‘’we hope to attract people to our online portal who may not have used a payday loan, but have the capacity to service the loan, as new applications will typically have a greater chance of being accepted for a payday loan through our approval system”.

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About Paydayloanspaid.co.uk
Paydayloanspaid.co.uk are an online payday loans brokerage. They provide small, short term cash loans for people who are resident within the United Kingdom. They have an online application portal that facilitates new and existing payday loan applications.

Further information – paydayloanspaid.co.uk

General enquiries – support@paydayloanspaid.co.uk

Consumer Services, Financial, Internet & Online

Paydayloansavailable.com Aiming to Decrease Application Times

May 9, 2012 EPR Network Leave a comment

Paydayloansavailable.com is the latest online payday lender to have adapted an online lending portal to service UK residents who may be in need of an unsecured lending facility. With the onset of broker style lending, payday loans are now being processed online in the UK by many service providers using state of the art ‘’Pingtree” technology, working in unison with the UK’s leading payday lenders, and the application facility now being operated by Paydayloansavailable.com is certainly no exception.

The application harnesses secure technology to enable new and existing applicants to push their details through to a panel of lenders after submitting one application form online. The details are transmitted through to the lenders via the application and the subsequent decision is made by one of the chosen payday loan lenders. Jenny Davis, applications manager at Paydayloansavailable.com explained, ‘’we have decided to integrate a Pingtree style application within the site to give applicants a credible opportunity to access funds. The main advantage we have is that all of our applications are submitted to different lenders. The payday providers will then either accept the loan application based on the data that has been submitted, or it will be declined. Either way there is a reduced time implication which can only serve to benefit our customers”.

Online payday lenders are now entrenched within the UK’s unsecured finance sector and it is evident the increased competition has not always culminated in an improved service provided. But, Paydayloansavailable.com aims to at least serve their customers quicker than ever before, as well as giving them increased opportunity to secure short term, unsecured funding online. Jenny Davis added, ‘’there is still a real need in the UK for short term loans and unfortunately there is not the availability of funding through the mainstream lending channels. Whilst we do not condone irresponsible lending, it is important to acknowledge there is a need for credit and we hope to be able to provide an opportunity for finance”.

Paydayloansavailable.com is aiming to make an impact on the lending sector in the UK. Despite their relatively short time operating online, by implementing cutting edge technology into their service provision, they may well be making a positive statement of intent.

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Business

BancVue Escalates War on Megabanks with Launch of Kasasa 360

March 14, 2012 straightlinepr Leave a comment

Latest Kasasa Advancement Drives Powerful Benefits To Consumers And Community Financial Institutions Alike

Nashville, March 13, 2012 – BancVue, creator of Kasasa®, the powerful national brand of banking products built specifically for community financial institutions, today announced the launch of Kasasa 360, the firm’s latest and most forceful volley yet in its ongoing war with the megabanks.

Kasasa 360 provides account holders around-the-clock access to personal finance management (PFM) tools through an online and mobile-based platform. Designed to deliver a user experience that leapfrogs even the best megabank systems, the latest Kasasa innovation allows consumers to securely aggregate and manage all of their financial products, including those they hold at other financial institutions.

The Kasasa 360 advancement is a planned expansion of BancVue’s wildly popular Kasasa brand.

BancVue introduced Kasasa in 2009 as way for community financial institutions to unite forces under a national brand in order to take on big banks. To date, a total of 130 banks and credit unions across 38 states have joined the brand alliance to pool their advertising and marketing resources under the Kasasa brand and offer more competitive products to their customers.

Following the success of Kasasa, nearly 150 community financial institutions around the nation have already signed on to offer Kasasa 360. The extraordinary reception comes as no surprise to Gabriel Krajicek, chief executive officer of BancVue.

“Kasasa 360 provides banking consumers with a complete financial dashboard for all of their finances at the same time it provides community banking institutions an unprecedented opportunity to expand the customer relationship,” says Mr. Krajicek. “In other words, we’re bringing the Kasasa brand full circle. This is a huge win for everybody except the megabanks.”

Beyond deepening the account holder relationship and increasing client retention, the Kasasa 360 platform has been designed to help participating community banks and credit unions drive greater revenues and facilitate more cross-sales activities.

“In order to stay ahead of the competition, you have to be ready to offer your clients the next big thing in banking,” says Gray Flora, EVP of BankFirst Financial Services in Macon, Mississippi. “We feel that Kasasa 360 is the next big thing and we’re eager to make it available to our community.”

Krajicek expects Kasasa to double its membership by the end of 2012 and reach 1,000 clients in three to five years. If growth continues as projected, BancVue’s Kasasa will soon represent a branch network larger than Bank of America, Chase, or Wells Fargo and have a $100 million marketing budget that will rival the media spend of any megabank.

“Community institutions used to view every other bank or credit union serving their communities as a competitor,” says Krajicek, “now they’re recruiting each other to join the fight. This truly is unprecedented.”

“Megabanks remain the biggest threat to our continued success,” said Troy Robinson, president and CEO of BankTexas. “We are now realizing that our best chance for winning market share is to unite and take them on together.”

About BancVue
BancVue is the leading provider of innovative products, world-class marketing, and data-driven consulting solutions to community financial institutions across the U.S. Featuring offerings like Kasasa®, a dynamic suite of banking solutions that make a difference with innovative accounts and money management tools, BancVue products are designed to deliver controlled new account growth, higher profitability, and increased customer retention. Today, the BancVue network has over 5000 branches around the country. BancVue is empowering its clients to compete in and win the war against megabanks. For more information, visit www.bancvue.com.

Contact:
Dan Mahoney
CSG|PR
3225 East 2nd Avenue
Denver, CO 80206
970.405.8060
dmahoney@csg-pr.com
http://www.csg-pr.com

Business

IVA-Individual Voluntary Arrangement

March 5, 2011 chilter84 Leave a comment

IVA also known as individual voluntary arrangement is a legal and binding agreement that has the capability of making an individual debt free in a span of five years. Most people are battling with debts and it is only with the help of an IVA that they attain financial freedom.

If you are on the brink of bankruptcy, there is no doubt that you need immediate help in clearing your debts before things get out of control. This is where an IVA comes in since it legally protects you from further interest charges which only service to increase the debt amount. In order to qualify for this type of arrangement, a nomination has to be provided and a proposal for paying off the debts drawn by the practitioner. These are then sent out to creditors and they have to vote on whether or not they agree to the stipulations provided in the proposals. Debt advice ensures that you receive all the privy information needed to make an informed decision as well as formulate the proposal on your behalf in order to ensure that it is accepted by creditors. In this case, at least 75% of all the creditors have to agree to the proposal in order to guarantee that you get the much reprieve and it is up to them to ensure that this is provided.

After debt advice has secured the IVA on your behalf, the nest step is to start paying off the debt in accordance to the stipulated agreement. During this time, the creditors have to cease sending you letters, calling and paying you regular visits. Once you manage to clear off the agreed amount, then the remaining debt is cleared off and this is what makes you debt free. As mentioned earlier, this plan will ensure that you achieve this end in a span of 5 years at most and what is more, any interest charged on the unsecured debts or any other debt has to be frozen. In order to ensure that you are not forced into bankruptcy, then Debt advice will ensure that you stick to the agreement reached. It is for this reason that time is taken to evaluate your financial status in order to ensure that the agreement reached upon augers well with your financial status and does not put excessive pressure on your finances.

Debt advice has helped transform the lives of hundreds of UK residents by providing IVA solutions that. This is by ensuring that they clear off their debts within an agreed time span and hence, eliminate the possibility of being thrown into Bankruptcy . These services are provided by trained practitioners who understand the IVA world and work towards delivering tried and tested techniques to deliver effective results and solutions. Compared to the possibility of getting declared as bankrupt, this is the best alternative to most UK residents and it is precisely for this reason that Debt advice is considered one of the most efficient and reliable ways of ensuring that this end is met. Why battle with excessive debts when you can clear it within 5 years?

For More Info Visit: http://www.chilterndebtmanagement.co.uk

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Real Time Press Release Distribution

August 20, 2010 EPR Network Leave a comment

In today’s Internet the real time information is already playing a significant role in how businesses and people access and consume the information online. Technologies online have emerged up to the point where 2 minutes may sometimes be the difference between having tens of thousands of people not only seen your PR announcement, but creating a long tail of reactions across the vast real time online space adding up to your overall online presence/reputation and your message being buried down among millions of other identical pieces of information.

Considering how crucial the real time information for the average business and web user appears to be, one can only imagine how great the impact of the real time information flow over the public relations business online can be.

That’s why we think it is about time for RealTimePressRelease.com — real time press release distribution online.

In a nutshell RealTimePressRelease.com is a do-it-yourself publishing platform for real time press release distribution. It’s free and you can instantly have your press release published on RealTimePressRelease.com as well as released via the Web, the Blogosphere and the Twitter. Having spent almost 2 decades within the PR industry, and currently engaged with EPR Network, one of the largest press release distribution networks online, it’s been just a matter of time for us to realize how vital a real time press release distribution service online is.