Category Archives: Real Estate

Real Estate

Whatever the Reason Why, Sell and Rent Back Your Home with Rentmyhouseback.com

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There are a number of reasons why a homeowner would want to sell and rent back their home.

With these hard economic times, you might be being faced with a repossession order, just gotten divorced, having to move away for another job, or simply need to release some equity in the house to pay off debts.

Whatever your reason is, look no further and choose Rentmyhouseback.com, the simple, no obligation specialists in the sell to rent back market.

With no hidden fees or charges, they strongly believe in treating customers fairly and consider all types of property within England & Wales, making offers on properties that are even in poor condition.

Rentmyhouseback care about you the customer completely and want to make sure that you fully understand 100 per cent what you are getting yourself in to.

You will be inevitably selling your house back below its market value and at Rentmyhouseback they support you in your needs for discretion and ensure you are dealing with a reputable company.

The scheme is so popular because it allows you to remain living in the place you have called home for so many years and resolves financial problems with one transaction.

There is no need to find alternative accommodation, it’s 100 per cent confidential and at an affordable rental rate based on the market value of your property.

Buy back options are available and ultimately it stops the repossession of your family home.

If however, you need a quick property sale and have no intention to rent back the property, then they can still help.

Contact the quick property sale department on 0800 5999 000 who will be able to give you a cash offer within 24 hours, and within days are able to complete.

Rent My House Back is a trading style of Quick Purchase Limited which is Authorised and Regulated by the Financial Services Authority; Firm Reference Number is FRN522468.

Call Rentmyhouseback on 01245225642; or Freephone 08005999123. Alternatively, email: contact@rentmyhouseback.com or apply online at http://www.rentmyhouseback.com.

Art, Construction, Human Resources, Industrial, Real Estate

Eric Johnson to lead design firm

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(Savannah)  Gus Bell, III, Chairman of Hussey, Gay, Bell & DeYoung (HGBD), announced today that Eric Johnson has returned to the firm as President of HGBD International, Inc. Johnson is an architect, the former Senate President Pro Tem and a recent Republican candidate for Governor of Georgia.

Gus Bell stated, “Eric Johnson is second to none when it comes to integrity, and strong work ethic.”

Johnson returns to HGBD after four years working in real estate development for North Point Industrial. While there, he oversaw the design and construction of the Research & Development campus for Gulfstream Aerospace. Prior to that, Johnson worked for HGBD International for 19 years, rising to Vice President and successfully expanding the firm into north Georgia by establishing the Gainesville office. He has a Masters in Architecture from Tulane University and is a Fellow of the American Institute of Architects.

HGBD International, Inc. is one of eight specialized companies within the Bell Companies.  The firm employs over 220 employees located throughout Savannah and Gainesville, Georgia; Charleston and Columbia, South Carolina; Riyadh, Saudi Arabia and Hamilton, Bermuda.  Over the past fifteen years, the firm has gained international recognition as one of Engineering News Record’s Top 500 Design Firms.  HGBD offers extensive in-house multi-discipline design services.  From their origin as a civil engineering firm, HGBD has continued to expand their capabilities to meet the changing needs of their clients.  The firm offers a complete range of civil, water, wastewater, transportation, environmental, geotechnical, and structural engineering as well as architecture, interior design, surveying and support services.  HGBD has completed a wide array of projects in 35 states and 16 countries.

“I am excited about the opportunity to use my 30 years of professional experience and statewide network to expand this firm’s footprint and services,” said Senator Johnson. “As this region recovers from the recession, HGBD is positioned to offer the critical services needed to build infrastructure and create jobs.”

Melissa Phillips
Director of Marketing & Business Development
Phone: 912.354.4626
Mobile: 912.667.5185
FAX: 912.354.6754
E-Mail: mphillips@hgbd.com
Web: www.hgbd.com
FTP: files.hgbd.com
Hussey, Gay, Bell & DeYoung
Post Office Box 14247 • Savannah, GA • 31416
Real Estate

FloridaRefi.net Launches New Website to Help With Florida Mortgages, Refinance Rates as Low as 4%

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Mortgage rates are currently as low as 4%. There has never been a better time to refinance in Florida. Visit FloridaRefi.net and discuss your options with a home loan expert in Florida.

Orlando, FL, September 10, 2010 — FloridaRefi.net has launched a new website to help assist homeowners with rising mortgage costs. ( http://www.FloridaRefi.net ) With rates as low as 4%, there has never been a better time to refinance your mortgage in Florida. Mortgages such as Adjustable Rates killed the Real Estate Market, but with the 30-year fixed rates as low as 4%, it is a great time to refinance. Mark Daniel Adamczyk, founder of Top Key Realty, helped launch http://www.FloridaRefi.net with the help of top mortgage officers in the state of Florida. The website also has an MLS search for Central Florida, much like the TopKeyRealty.com website. Do not miss an excellent opportunity to take equity out of your home, or just refinance, in order to feel secure again. Visit http://www.FloridaRefi.net today, fill out the form and talk with an expert Home Mortgage Officer today!

About FloridaRefi.net:
FloridaRefi.net ( http://www.FloridaRefi.net ) has teamed up with Freedom Mortgage Group. Freedom Mortgage Corporation© is a fully licensed, Mortgage Banker that has been lending to residential homeowners for over 20 years. Freedom has grown tremendously over the past 20 years due to strong customer retention, superior customer service, and our unique streamlined process. Freedom Mortgage is licensed as a Mortgage Banker in 50 states and has over 100 branches nationwide. Each month we originate, process, fund and service thousands of loans. As one of the country’s leading national lenders, we are able to provide competitive rates and programs. One of the things that makes us unique is that we have the flexibility of being a direct lender, ( http://www.FloridaRefi.net ) as well as offering programs from other leading wholesale lenders as well. If you are looking for a particular product, please contact us for a rate quote and pre-approval.

Press & Media Contact:
Mark Adamczyk
Florida Refi / Top Key Realty
Orlando, FL 32811
407-494-5397
Mark@TopKeyRealty.com
http://www.TopKeyRealty.com
http://www.FloridaRefi.net

Real Estate

Florida Refi Explains the New Upcoming FHA Changes!

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I know a lot of you have been hearing about “major” changes coming soon with FHA. Here is some info on what exactly is changing and when these changes will take effect.

Orlando, FL, September 08, 2010 — CHANGE #1 — On September 1, 2010, HUD released Mortgagee Letter 2010-28 regarding changes to FHA mortgage insurance premiums. The letter states that, on August 12, 2010, the President signed into law new legislation which allows HUD to increase the amount of the annual mortgage insurance premiums charged for FHA single family housing mortgage insurance programs. For purchase and refinance transactions, HUD has decided to raise the annual premium which is collected on a monthly basis (the “monthly MI”) and simultaneously lower the upfront mortgage insurance premium (the “MIP” which is typically financed into the loan) “so that FHA is in a better position to address the increased demands of the marketplace and return the Mutual Mortgage Insurance (MMI) fund to congressionally mandated levels without disruption to the housing market.”

Effective for FHA loans with case numbers assigned on or after October 4, 2010, the upfront mortgage insurance premium for purchase and refinance transactions will change from 2.25% to 1.0%. The annual mortgage insurance collected on a monthly basis (the monthly MI) will change to the following:

LTV — Annual Premiums for Loans > 15 Years
= or 95% — 90 basis points

Let’s look at a scenario and see how this will affect a typical homebuyer. Let’s say a buyer is purchasing a home at a price of $150,000 with maximum FHA financing (meaning they’re only making the minimum 3.5% down payment) and they’re getting a 30-year fixed at 4.25%. Because they are making a 3.5% down payment ($5,250), their base loan amount is $144,750.

Scenario Calculated Using Current Guidelines — Scenario Calculated With Upcoming Changes

Annual Mtg Ins. Premium: $3,256.88 — Annual Mtg. Ins. Premium: $1,447.50
Total Loan Amount: $148,006 — Total Loan Amount: $146,197
Monthly Principal & Interest: $728.10 — Monthly Principal & Interest: $719.20
Monthly Mortgage Insurance: $66.34 — Monthly Mortgage Insurance: $108.56
Total Payment Before Taxes & Insurance: — $794.44 Total Payment Before Taxes & Insurance: $827.76

So as you can see, the borrower’s payment will be higher with the new changes but my take on it is: in the whole scheme of things, when buying a $150,000 home, it’s not as “major” as some may lead you to believe. Not a HUGE deal when you really look at the numbers.

On September 3, 2010, HUD released another mortgage letter (2010-29) and it is regarding minimum credit scores and loan-to-value ratios. The three main changes, also effective for case numbers assigned on or after October 4, 2010, are:

1) Borrowers with a minimum decision credit score at or above 580 are eligible for maximum financing.
2) Borrowers with a minimum decision credit score between 500 and 579 are limited to 90 percent LTV.
3) Borrowers with a minimum decision credit score of less than 500 are not eligible for FHA-insured mortgage financing.

This is not a significant change because we (as most lenders/banks/brokers) are not financing FHA borrowers with less than a 620 credit score anyway. I don’t feel that these changes will affect you or your buyers much at all. Again, nothing too “major”.

Some good news is: we’ve heard nothing else more about the maximum interested party contributions lowering from 6% to 3% since HUD’s mortgagee letter released 01/20/10. In this mortgagee letter, HUD stated that this change will be “posted in the Federal Register in February, and after a notice and comment period, would go into effect in the early summer.” We should all be glad that this hasn’t officially rolled out (yet) because I feel that this change would have a much greater impact on us and our clients than any of the above. If we hear something more about it, I’ll let you know.

Again, if you have any questions or concerns or if you’d like to further discuss any of this, please let me know. As always, thank you for your business!!

Please visit: http://www.FloridaRefi.net

Press & Media Contact:
Mark Daniel
Florida Refi
Orlando, FL 32811
407-494-5397
Mark@TopKeyRealty.com
http://www.FloridaRefi.net

Internet & Online, Real Estate

Selling Your Home Quickly Couldn’t Be Easier When Using Equity Fast

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Equity Fast are the leading quick property sale specialists and all it takes is an email or call to get the ball moving.

Gloucestershire, UK, September 02, 2010 — Selling their home quickly is a situation that property owners may find themselves in from time to time, for whatever reason; they just need a quick sale. Most people need to sell their houses quickly for financial or health reasons and should this situation ever occur you only need to speak to one company…. Equity Fast. ( http://www.equityfast.co.uk )

Equity Fast are the leading quick property sale specialists and all it takes is an email or call to get the ball moving. They don’t hang around, they don’t offer false promises but they do stay true to their offer meaning that the moment you get the offer from them, that is the value you will achieve for your home.

They are THE quick house and land buyers with access to substantial funds and over a decade of experience in fast property purchases.

So, if you need to sell your home quickly for one of the following reasons:

* Facing repossession
* Divorce
* Ill Health
* Financial Difficulty
* Broken Sale

Call Equity Fast ( http://www.equityfast.co.uk ) now on 0800 012 28 29, they are there to help you.

It doesn’t matter when it comes to the reason you need to sell your property quickly; Equity Fast ( http://www.equityfast.co.uk ) are going to be there to deliver the results you really need and always respond to enquiries with an offer within at least 24 hours of the first phone call or email enquiry.

True to their word, the price they offer is the price you get. Equity Fast ( http://www.equityfast.co.uk ) understand that each property seller has their own reasons for selling their home and their requirements are practically unlimited. They buy houses, flats and apartments for cash both new and old, in any condition and in any area, as well as land with or without planning consent.

So, if you are looking to sell your home quickly and want it to happen now, ring 0800 012 28 29 now or visit the website – http://www.equityfast.co.uk/ as Equity Fast are the only company you need to sell your home…. fast!

Press Contact:
Arv Soar
Equity Fast
Gloucestershire, GL16 8JX UK
+44 (0)800 012 2829
equityfast@clearwebservices.com
http://www.equityfast.co.uk

Financial, Real Estate

Buying An Investment Property Couldn’t Be Easier With Property Investment Portfolio – THE Property Investment Specialists

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Property Investment Portfolio have access to a wide range of investment properties in the north and with their unrivalled lettings management service.

Nottingham, UK, September 02, 2010 — Looking for an investment property that ticks all of your investment criteria, offers a brilliant return and can also be rented quickly and efficiently?

Property Investment Portfolio have access to a wide range of investment properties in the north and with their unrivalled lettings management service, they can also get a tenant in place if you are looking to rent the property out.

Property Investment Properties ( http://www.propertyinvestmentportfolio.com ) have a large selection of properties available to buy or rent now in:

* Derby
* Doncaster
* Gainsborough
* Hull
* Mansfield
* Nottingham

They also have a large stock of international properties available for overseas property investors alongside their excellent collection of UK properties.

Property Investment Portfolio ( http://www.propertyinvestmentportfolio.com ) hold a multi million pound portfolio of buy-to-let properties from the Midlands to the North of England, managed by their in-house team and highly approved external management agencies. This means that not only can you buy a rewarding investment property from this company, but you can also let them find you a tenant and manage the tenant for you as well.

With many years of experience in the property business, Property Investment Portfolio ( http://www.propertyinvestmentportfolio.com ) use their knowledge and expertise to buy and develop property, from single homes in regeneration areas to blocks of flats, HMOs, student accommodation and other investment property all over the country. With this leading investment company you can now buy property investments from a leading specialist and then have your property let by a specialist team of management professionals, it really is an all in one service.

So, if you are in the market for an investment property that really stacks up, give Property Investment Portfolio a call on 0115 928 9333 or visit their website – http://www.propertyinvestmentportfolio.com/

Press Contact:
Arv Soar
Property Investment Portfolio
223a Trowell Road
Wollaton, Nottingham NG8 2EP UK
+44 (0)115 928 9333
pip@clearwebservices.com
http://www.propertyinvestmentportfolio.com

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Real Time Press Release Distribution

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In today’s Internet the real time information is already playing a significant role in how businesses and people access and consume the information online. Technologies online have emerged up to the point where 2 minutes may sometimes be the difference between having tens of thousands of people not only seen your PR announcement, but creating a long tail of reactions across the vast real time online space adding up to your overall online presence/reputation and your message being buried down among millions of other identical pieces of information.

Considering how crucial the real time information for the average business and web user appears to be, one can only imagine how great the impact of the real time information flow over the public relations business online can be.

That’s why we think it is about time for RealTimePressRelease.com — real time press release distribution online.

In a nutshell RealTimePressRelease.com is a do-it-yourself publishing platform for real time press release distribution. It’s free and you can instantly have your press release published on RealTimePressRelease.com as well as released via the Web, the Blogosphere and the Twitter. Having spent almost 2 decades within the PR industry, and currently engaged with EPR Network, one of the largest press release distribution networks online, it’s been just a matter of time for us to realize how vital a real time press release distribution service online is.