Tag Archives: foreclosure

Pinstripes For Banksters And Justice For All. It’s Only Right.

Peaceful restoration of our freedoms and justice for all is what all of us want. Over two hundred years ago when we fought against tyranny for our independence, many lives were lost, some of those were innocent people but in that instance it was necessary, today we hope that our govenrmnet comes to it’s senses and realizes that they can’t and mustn’t favor one class of people over others and justice should be doled out equally to all if a law has been broken-we must not just tolerate crime and look the other way for certain people.

Turn off the TV, don’t let them divert your attention any longer, wake up because your freedoms are slowly and surely being stripped from you. It won’t be long before they knock on the door to your home, they tell you to surrender your guns and issue a decree that you are no longer authorized to protest in any way against the government. This will also include postings online, speech and that your opinions and dissent must be kept to yourself or you will be imprisoned for inciting violence against the government or should I say, the monarchy.

The banks and the government created this financial mess but the citizens, taxpayers and homeowners have had to take the brunt of it and it’s now weighing so much on our shoulders that we can’t tolerate in any further. Stop the insanity now, these people have the misconception that they are Gods, perfect in every way and they put it across to all of us in an arrogant and belittling way. All of us deserve better, we deserve a media that reports the truth, not what the government authorizes or we aren’t any better than Venezuela, where Hugo Chaves controls the media in every way and tries to keep the people uninformed and preoccupied with news and reports of a mundane nature so no one will catch on that he’s fattening his vault just as the leaders of all of the countries in the Middle East that have fallen already to the uprising of the people. If you recall when you read the bible last that Jesus only got angry with one group of people-they were the moneychangers and he cast them out, this is what we must do without hesitation.

The people of this country fought the second World War and defeated two dictatorships that wanted to control the world, but the U.S. men and women of that generation got the job done, everyone worked together, over 20 million men joined the armed forces, while the women took their places in the factories and that’s how it’s done. A peaceful resolution is what we all want but we must leave all options on the table as the government and the banks have already bought the police and they will be utilizing the returning troops to stand guard over all of us but we have hopes that they would not shoot us down like dogs as they may be killing their own loved ones, friends and co-workers at the behest of the real animals that are threatening the values, democracy and economic structure of this country.

If we are going to restore the freedoms and stop the fraudulent bankers from pilfering and betting on our economy and threatening our futures than we deserve what we get, otherwise, let’s get together and demand a stop to his treachery and debauchery orchestrated and implemented by Washington D.C. and Wall Street elitists. Their plan is simple, financial destruction of the multitudes.

Justice for all, no exceptions and If the bankers commit fraud, they must be treated as any other citizen no matter what, including prison sentences if the crime is serious enough to warrant it.

Contact Details: John Reid (203)745-1251 Calls taken 7 days 9 a.m. to 3 p.m.

Your suggestions as to how to properly approach this problem and solve it for the better interest of the masses-not the few.

 

A Foreclosure Lawyer Can Assist You To Protect Your Premises

For everybody who is battle to help your house loan payments and are also worried that the lender or another loan company will confiscate the house, particular activities now to guard oneself from that from happening. Set up lender has received methods to continue with all the foreclosures, you are able to nevertheless discuss to try to help your house be. Experts recommend you check with an experienced Foreclosures Lawyer Ohio it doesn’t matter what stage that you’re concurrently.

The commonest way to avoid foreclosures should be to discuss in your loan company to get a loan mod. Mortgage loan modification is how along the loan from the bank or even the annual percentage rates or some other elements are adjusted resulting in a transaction sum which may be a lot more controllable to suit your needs. So, generally if the length of the mortgage is extended from ten years to 30 years, your transaction amount will go down.

Settling credit rating customization is usually not some thing for you to do alone. It’s not easy to penetrate contact along with the right people for the lender and discuss collectively when you have small information about the home loan market. A good foreclosure legal professional might have expertise family interaction with banks and lenders and discovering a fair will stop foreclosure. Frequently, a lender desires one to keep your residence and cv making payments. House foreclosures will probably be expensive for them, but an expert foreclosure legal professional is aware who strategy and things to request for with regards to modification.

In case it really is too far gone your lawyer can not work out home financing change at a certain time, you could look at your personal bankruptcy processing. Your individual bankruptcy prevents the property foreclosure method and give everybodys legal professional time to work something out. Nevertheless, personal bankruptcy is serious and may only be done after innovative thought and under the careful assistance from the good las vegas bankruptcy laywer.

A foreclosure legal professional can also represent your interests throughout the foreclosure process and then any proceedings which can take place. It could actually even be vital with this particular headache to have somebody in your corner who’ll explain what’s going on, enable you to grasp the legislation and protect your pursuits.

You may realise that you don’t need to possess a legal professional to facilitate when using the loan mod process because you have possibly noticed adverts for loan mod companies. Nonetheless, agencies a variety of law suits in opposition to loan modification organizations under The state of illinois Mortgage loan Save Fraudulence Act because businesses basically rip off vulnerable home owners. If the business cost hard earned money up-front thus to their solutions, notice that this is bogus during il. Come out to have a highly effective foreclosures attorney.

Typically, an attorney helping by having a house loan modification fees around Dollar1,500 that features a Dollar500 running charge straight up, and Dollar1,000 at the conclusion. The legal professional accumulates the $1,000 considering the fact that they’re just effective. So, if the legal professional battles to aid you stop your house, there is no need to pay the Money1,000 charge. For rendering during the entire foreclosures procedure, lawyers usually cost per hour fee.

The possibility risk of experiencing your house repossessed could be frightening and mind-boggling. Oftentimes, folks might believe it is actually exclusively their load on having as well as think about purchasing an attorney for assist. Nevertheless, a legal professional will assist to in various ways build your best energy from loan mod to detailing this technique as well as the legislation to aiding inside you consider the choices.

Get a hold of us at 1-888-641-7420 so that we can terminate the foreclosure that you are facing within days.

You may also check out our site by clicking right here.

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Orlando Real Estate introduces Top Key Realty as Top Home Search Website in Orlando, Florida

Searching for Real Estate in Orlando, Florida has never been easier thanks to Top Key Realty new state of the art website!

Orlando, FL, January 05, 2011 — The Real Estate Market has been tanking in Orlando, Florida. Prices have slashed over 50 percent in the last couple of years. More and more Orlando homeowners have stopped paying their mortgage and preparing for a strategic default on their home loan. The Market is filled with Bank owned homes and Short Sales and most Real Estate agents would tell their clients they are crazy if they purchased anything but the two. Top Key Realty, formerly It’s Your Sale, has launched a new state of the art website that caters to every customer. Need Short Sale help in Orlando, Florida? They have launched http://www.ItsYourShortSale.com where you can gain knowledge about the Short Sale Process and get help from actual Real Estate Agents. Also, use the Free MLS search form on the website to search Short Sales in Orlando, Florida. Looking to buy a Bank Owned Home/Foreclosure? Top Key Realty has set up http://www.BankOwnedHomesOrlando.com equipped with daily updates of all Bank Owned Homes that hit the market in Orlando, Florida. “Bank Owned Homes have made up over 80% of home sales in 2010.” Mark Daniel Adamczyk, founder of Top Key Realty, tells us. He estimates that that percentage will probably be just as high in 2011.

In addition, Top Key Realty has launched a series of other websites that cater to specific subdivisions in the Central Florida area. Alaqua Lakes, Bay Hill, Isleworth, Vizcaya to name a few. See the full list at this link: http://www.topkeyrealty.com/iframe/top-key-neighborhood-websites-network-orlando-fl. “Most home shoppers or sellers these days keep an eye on their own subdivisions homes sales and listing I believe.” Mark Daniel, founder of Top Key Realty, goes on to say. “We felt a need to give the most up to date Rental and Sales listings on all websites for the General Public. We hope it increases our traffic and gets us more leads in 2011” he concludes. Top Key Realty hopes to increase the over 40,000 monthly visitors. More importantly they want to capture more leads then their current capture rate. They currently receive a lead about every five hours. If you are looking for Orlando Real Estate visit http://www.TopKeyRealty.com

Press Contact:
Jeremy Pivot
Top Key Realty
Orlando, FL 32861
407-494-5397
Jeremy@TopKeyRealty.com
http://www.TopKeyRealty.com

With Help From Mortgage Funds The Real Estate Market Shows Signs of a Recovery

Investor confidence in the financial system has also been so badly shaken that many remain very cautious, with high levels of cash kept on the books by most fund managers as they ensure they are not caught out by a sharp downturn in sentiment.

Santa Rosa, CA, October 08, 2010 — Even big money hedge fund and Mortgage fund investors hate to lose money and many are seeking a more conservative way to make high returns on their capital in a sour economy.

Mortgage fund managers are increasingly embracing private commercial mortgage lending as a way to enhance yield and decrease the overall risk of a portfolio. The credit crisis has greatly reduced the availability of commercial mortgage capital and, at-the-same-time, made it harder for borrowers and buildings to qualify for financing. The result is a glut of good deals that should be funded but can’t be funded.

Some hedge funds and Mortgage funds are stepping in and helping fill this “funding gap”. This unprecedented move by private investment funds into commercial real estate finance was prompted by the demands of unhappy investors. When wealthy business people put several hundred thousand in a fund and pay a hefty management fee, they have the right to expect results. After being promised double digit yields, many investors lost large amounts of money and actually had trouble accessing the money they had invested.

Faced with disgruntled and disenchanted clients, Mortgage fund managers were desperate for a high return investment that offered at least some measure of real security. For many, private commercial mortgage loans have proved to be the answer. Unlike residential lending, commercial mortgage banking is largely unregulated and posed no barrier to entry for private investment funds. The credit crunch was (and is) keeping real estate investors, large and small, from obtaining the capital they needed to refinance their buildings or buy any new ones. Thousands of excellent deals with very reasonable risk parameters were (and are) going unfunded and the lack of institutional credit drove private lending rates high enough to pique the interest of even the most sophisticated and return hungry fund managers.With rates ranging between 10% and 15% interest only payments it leaves building owners a quality source to take their loans for funding.However some of these Private Money and Hard Money companies are recommended more then others.There are some in the Hard Money industry that charge a $25,000 to $ 50,000 retainer fee for their services whether or not they perform.So it is always wise to check the track record of the company you are using.One company that we can recommend for loans in the state of California is http://www.Ourfundsonline.com they have a sucessful track record of closing loans in both northern and southern California see below for the loan types and properties they are financing.

Purchases&Refinances with Cash-Out
* Equity Partners
* CD’s
* Hard Money Construction Loans
* International Commercial Project Loans
* Hedge Funds
* Insurance Money
* Joint Ventures
* Lines of Credit
* Overseas Commercial Loans
* Pension Funds
* Private Hard Money Lenders
* Private Lenders
* Private Equity
* Private Money
* Real Estate Lending
* Trust Funds
* Wholesale Hard Money
* Wholesale Commercial Mortgages
* And More programs out daily …

Land: with Entitlements
Construction and Rehab loans
No Pre-Payment Penalty Programs Available for a fee
www..Ourfundsonline.com
California Bridge Financing
Short Term “Bridge or Gap” Financing
Acquisitions with Low Fee and Rate Hard Money
Cash Out Refinances
Tenant Improvements or Rehab
www..Ourfundsonline.com
California Rehab Flip Hard Money Loans – Loan to cost
Residential and Commercial REO, Distressed Sale, Trustee Sale, Short sales.
Loan Amounts: $100,000 – $1,000,000 – No Prepay
Term: 6-months, up to two 3-month extensions
LTC: 70 (up to 75% exception)
ARV: 60-70%
Fico: 625+ (mid score)
Personal Gaurantee: All partners must sign a personal guarantee
Required Reserves: 50% of rehab costs * 6-months payments
Rehab Expenses: Must be fund controlled or suitable alternative
Rehab Draw: 2-3 draws permitted based upon inspection
Rehab Timeline: All rehab work must be completed within 75 days
www.Ourfundsonline.com
Private Money in California
Fast private money loans California
Specializing in apartment private money loans California
We have hard money loans California
in as well for the very poor credit borrowers
www.Ourfundsonline.com
Loan Structures – California Private Money – California Hard Money
Hard money loans are real estate collateralized loans based on the sale value of the property against which the loan is made. Private money lenders generally only lend in 1st positionLoans on Residential Properties *must* be for investment or commercial purposes non owner occupied or the maximum we will lend is 60% max.

Based in Santa Rosa, California – Our Funds Online is a residential and a commercial real estate lender providing fast, creative funding solutions nationwide.We offer bridge loans, mezzanine debt, construction financing (including land development) and occasionally equity participation. It specializes in non-conforming transactions ranging from $2 million to $100 million and above. Please visit us online for additional information http://www.Ourfundsonline.com operators can be reached 24 hours per day toll free at (877) 870-2676 or local office line (310) 984-0496

Press & Media Contact:
Jeffrey Martino Young
OurFundsOnline.com
1585 Terrace Way
Santa Rosa, CA 95404
Mob: (310) 984-0496 24 hour contact line
Tel: (877) 870-2676 Toll free line
jyoung@essexmortgage.com
http://www.ourfundsonline.com

Hard Money Lender in the San Francisco Bay Area Helps Five Homeowners From Foreclosure

Lending criteria for hard money mortgages are fairly simple. The loan is based on the value of the subject property either real estate owned or about to be purchased by a borrower.

Santa Rosa, CA, October 04, 2010 — We need Private money loans in California from $100,000, and up to 10,000,000 we love both commercial and residential ( http://www.ourfundsonline.com ) and we are a fast funding outfit that bases our loans entierely on equity. We are California # 1 equity based lender and have just decided to raise our loan to value from 65% to 70% loan to value of the property. In general, hard money mortgages are used for commercial purposes. However, they can also be applied to residential properties. In this instance, the loan is generally referred to by its more genteel name: a non-conforming mortgage.

Lending criteria for hard money mortgages ( http://www.ourfundsonline.com ) are fairly simple. The loan is based on the value of the subject property either real estate owned or about to be purchased by a borrower. If the borrower is buying property, the “value” of the real estate is defined as the actual purchase price of the property. If the borrower needs hard money for a refinance situation, the value is determined by a written real estate appraisal.

If you are looking for a hard money refinance loan, the lender will want to know when you purchased the property and what you paid for it. If you bought a property a month ago for a specific sum, the lender will be disinclined to lend you more than that purchase price. Once you own the property for about a year, especially if you have put some money, sweat equity, or both into the property, ( http://www.ourfundsonline.com ) you can get a new appraisal and get a loan based on the new, improved value of the property. This is called seasoning. Be sure you have seasoned your property for 3 months before going out for a refinance mortgage at a significantly higher value figure than what you paid for it.

Once it has three months seasononing we fund loans to borrowers with unique challenges, and who do not have the time or are unable to seek financing from traditional banking sources. We utilize our own resources to fund loans – when we commit, you may be confident of the timing and outcome we promise and we deliver on our word.

NO Rules! Ourfundsonline.com ( http://www.ourfundsonline.com ) does not underwrite loans for a secondary market. We make the rules and use our experience to make loans happen. Simply put we are the bank our vast group of investors have been working with us for the past 20 years and trust us to evaluate the equity position we are taking on. We are a equity based lender ,we care not about credit scores, previous foreclosure and/or bankruptcy with us all borrowers are the same depending on down payment or the equity position ( http://www.ourfundsonline.com ) we hold as collateral.

* Residential
* Construction
* $250,000 – $2,500,000
* Lot Loans
* NO FICO requirements
* Small Commercial
* LTV’s to 75%
* Foreclosures
* Stated Income
* Interest only
* Multiple Borrowers
* No Prepay Penalties
* Cross Collateral OK
* Multifamily
* Office
* Retail
* Self Storage
* Special Uses
* Payments Holdbacks
* Medical
* Mixed Use

Borrower EQUITY is the primary criteria. We will look at loans on any type of real estate to any type of borrower just as long as there is equity there is a good chance you have yourself a loan !!!!!!

We fund our loans in as little as 4 days with that being said we try and limit the amount of time we have available to just one state — We fund in California ( http://www.ourfundsonline.com ) only at the present time so that you get 100% of our time and energy so that your loan funds without any complications.

What kind of interest rate can I expect from an equity loan?
Most borrowers can typically expect an interest rate of 9% to 15% for their private money loans.

Will my credit score affect my eligibility?
No. This is one of the most important differences between us and banks or mortgage brokers. Your credit score does not affect your elifibility.

What does Loan-to-Value (LTV) mean?
Loan-to-Value is the relationship between the value and the loans against the property.

What types of property are eligible for a private loan?
Single Family Residence, Commercial, Multi-Family, Land, Mixed Use and other real estate properties are all eligible for a hard money loan.

Do I have to pay closing costs?
Yes, however the closing costs can be paid through the loan proceeds.

How long does it take to close on an equity loan?
Closing on a http://www.ourfundsonline.com hard money loan takes between 3 and 5 days after receiving a completed package.

Does my property need to be appraised by your appraiser?
No, but we will conduct an appraisal review on all appraisal reports submitted to us.

Where do we lend?
We currently lend in California only.

How do I get started on a hard-money loan?
To get started on an equity based hard money loan from http://www.ourfundsonline.com please e-mail me your dead or alive deals now !! e-mail to CaliforniaTDinvestments@gmail.com This e-mail address is being protected from spambots. You need JavaScript enabled to view it or contact Jeffrey Martino Young today toll free 1-877-870-2676 or 24 hour cell phone # 310-984-0496 or fill out the loan application on our website. http://www.ourfundsonline.com

Press & Media Contact:
Jeffrey Martino Young
OurFundsOnline.com
1585 Terrace Way
Santa Rosa, CA 95404
(310) 984-0496
jyoung@essexmortgage.com
http://www.ourfundsonline.com