Coldwell Banker Ed Schlitt Realtors Expands Marketing Strategies to Better Serve Their Customers
St. Lucie County, Indian River County, and Brevard County, FL; January 11, 2012 – Coldwell Banker Ed Schlitt Realtors (www.FLColdwellBanker.com ) has appointed Carol Woodmansee as Director of Marketing.
Steve Schlitt along with his sister, Linda Schlitt Gonzalez, co-own and operate 5 Coldwell Banker offices in St. Lucie, Indian River, and Brevard Counties. Schlitt noted “We promote our clients’ listings on a global scale through Coldwell Banker and the internet. We are constantly looking for new ways to reach buyers for our customer’s homes. The expansion of our marketing team further strengthens our ability to meet the needs of our agents, clients and customers. Carol Woodmansee’s comprehensive understanding of real estate advertising and promotion will greatly benefit Coldwell Banker, our sales associates, and our clients. One of Carol main responsibilities will be to focus on new internet strategies”
Before joining Coldwell Banker Ed Schlitt Realtors, Woodmansee owned and operated a real estate brokerage in the northern Poconos in Pennsylvania. She and her husband, John, have enjoyed the Treasure Coast as snow-birds for the past 8 years. “We are enamored with the ideal all-the-year-round climate and the perfect mix of tranquil daytime coastal life combined with significant opportunities to enjoy exciting nightlife, shopping, theaters, and museums,” stated Carol. They moved permanently to North Hutchinson Island 2 years ago.
The North Hutchinson Island office phone number is 772-464-7007 and Island PREVIEWS office phone number is 772-231-4880.
Contact the Vero Beach Mainland office at 772-778-2029, the Sebastian office at 772-589-7777, and the Melbourne office at 321-951-3300. For more information, please visit www.FLColdwellBanker.com.
Monthly Archives: January 2012
Whichwarehouse Rising In Google Rankings And Attracting More Business For Advertisers
Whichwarehouse’s marketing team have scored number one rankings in Google search results, making it easier than ever for their advertising clients to generate business.
The Logistics Broker and Directory’s profile and business has recently been boosted by their prominence in search engine results pages, which is securing website traffic from thousands of companies and individuals looking for warehouses across the UK.
Our company features on the first page of search results for many warehouse-related search terms, including “warehousing”; an understandably competitive term. Perhaps most impressive is that if the phrase “warehouse space” is Googled, www.whichwarehouse.com is the top result. This means that Whichwarehouse generates more clicks than any other company on that page, and therefore more clients looking for warehouse space and services.
As the UK’s leading warehousing sourcing website, Whichwarehouse advertises warehouse space from owners and uses its matching services to source it to companies and individuals requiring such warehouse services.
This unique service has provided warehouse owners across the UK with new customers, helping to fill their pallet spaces, and with a huge 60 million sq ft of warehousing space advertised, the Whichwarehouse database is becoming the first port-of-call for warehouse owners, manufacturers and suppliers.
For warehouse operatives, the website’s advertising package consist of a directory full page advert showing details of the facility, contact details, the company logo and a photograph of the premises, which will result in direct enquiries by potential customers being made. Whichwarehouse also provide advertisers with a Tracked Company Report, valuable marketing information which we have tracked into which companies are searching Whichwarehouse for warehousing. This information can then be used in your in-house marketing and sales. The final part of the package offers a Matching Service, providing advertisers with the opportunity to quote on enquiries received by the Whichwarehouse team.
Whichwarehouse’s service has proved an undeniable success, with our team constantly receiving positive feedback from warehouse owners who have used our advertising services and clients we have found warehouse space for.
Trevor Smith, Director of QTR, said:
“I’m very impressed with the service that we received from Whichwarehouse; their service and accurate information has helped us take on additional business. My only regret is that I should have contacted them years ago”.
Similarly, Mark, from company White Arrow, said:
“We’ve placed four sites on Whichwarehouse and can confirm that they have been extremely active in generating business for us. Already we have agreed a small deal after only a few months into our arrangement”.
Whichwarehouse’s recent search engine success may be down to SEO company (search engine optimisers), who have optimised our site and advertising content to allow for its success in search rankings. But no amount of optimising will work without a successful business model, and the unique services offered by Whichwarehouse are proven to dramatically increase the likelihood of your warehouse space being rented out.
Michelle Sheldon, Whichwarehouse’s Business Development Manager, said:
“We are really proud of our search engine rankings. As we have moved up in the Google rankings we are matching more and more warehouse owners with manufacturers and suppliers who want to find warehouse solutions for their commercial goods. Whether it is long-term, short-term or temporary warehouse requirements our clients are looking for, Whichwarehouse can find them a solution. If our customers are happy, we are happy”.
Many more warehouse owners are beginning to realise just how Whichwarehouse can assist in achieving more clients for their business and fill their available space. With many more businesses and individuals searching the Internet for their requirements nowadays we are even more pleased with our recent online success and looking forward to an even more successful year in 2012.
“We are extremely pleased with the improvements we are seeing in the rankings of Google, as are our advertisers. Each new warehouse related keyword receiving first page ranking means more visibility for our advertisers, resulting in more interest for their businesses. It’s a great start to 2012 and we look forward to seeing more improvement in the forthcoming months”
Michelle Sheldon, Whichwarehouse Business Development Manager.
Warehouse operators can post their storage space on Whichwarehouse by clicking here.
Contact:
Whichwarehouse
Michelle Sheldon
0800 783 7842
info@whichwarehouse.com
www.whichwarehouse.com
The Women’s Institute of Negotiation Presents One-Day Boot Camp at USC, UCLA and UC Irvine
The Women’S Institute of Negotiation Presents how to Negotiate in a Man’s World Without Compromising your Values One-Day Boot Camp
Los Angeles, CA, January 19, 2011 – The Women’s Institute of Negotiation presents how to Negotiate in a Man’s World Without Compromising your Values One-Day Boot Camp–a one-day intensive training, which goes beyond exploration of potential barriers that may hold women back and teaches women how to reframe their interactions and accurately evaluate their opportunities. Created and taught by Dr. Yasmin Davidds, women learn how to ask for what they want in a manner congruent with their values, taking into account the social forces that may impact their working relationships. Emphasis is placed on the acquisition of essential negotiating and leadership skills. During this highly interactive program, women will learn to negotiate in accordance with internationally recognized best practice techniques, and discover their own negotiation style. They will discover how to use their natural strengths and will gain confidence in those areas where they are least confident now. The program prepares women to negotiate in a professional manner, improving their bottom line results and relationships with clients, colleagues and stakeholders.
The Institute will host the one-day How to Negotiate in a Man’s World without Compromising Your Values One-Day Boot Camp at three convenient university locations:
February 10, 2012 (USC) University of Southern California
April 13, 2012 (UCLA) University of California – Los Angeles
May 11, 2012 (UC IRVINE) University of California – Irvine
Registration begins at 8:30 am with the program concluding at 5:30 pm. Seating is limited, pre-registration is advised.
Registration is only $99 for the first 60 participants, thanks to funding from BIC International, a corporate sponsor of The Women’s Institute of Negotiation, is the world leader in stationary, lighters and shavers and one of the most recognized brands in the world.
For more information or to register visit www.womennegotiationinstitute.com
About the Women Negotiation Institute’s Training
The mission of The Women’s Institute of Negotiation is to empower women with the skills, strategies and techniques to negotiate effectively.
The Women’s Institute of Negotiation utilizes simulations, case studies, discussion and individualized coaching that provides women with experiential negotiation training that will enable them to build the psychological strength to not only ask for what they want, but feel great doing so. The Institute’s two-part program is embedded in the belief that negotiation is 80% Psychology and 20% mechanics. The Institute’s main objectives are to empower women to ask for what they want and to help women develop the skills, strategies and techniques to negotiate for what they want effectively. www.womennegotiationinstitute.com.
About Dr. Yasmin Davidds:
Dr. Yasmin Davidds is an international bestselling author, women’s empowerment and negotiation specialist and an expert in the world-renowned KARRASS negotiation program. As one of the top leading female negotiation experts in the U.S. and Latin America, Dr. Davidds has trained and consulted thousands of corporate leaders in over 200 blue chip companies throughout 22 countries in the art and skill of negotiation. To learn more about the work of Dr. Davidds, please visit www.yasmindavidds.com.
Contact:
Loreena Garcia
Program Assistant
Women’s Institute of Negotiation
5042 Wilshire Blvd #17102
Los Angeles, CA 90036
(866) 857-9879
lgarcia@womensinstituteofnegotiation.com
http://www.womennegotiationinstitute.com
Send your Valentine’s Day gift with care, says Parcel2Go
Organisation is one of those things that many people struggle with, especially men! But Parcel2Go, the UK’s largest online parcel delivery company has laid down a challenge to both sexes ahead of Valentine’s Day 2012 – get organised and score some serious brownie points.
The online parcel delivery specialist is reminding all couples that with just a matter of days to go until Valentine’s Day on February 14, it’s vital to get prepared now and make sure that if you are planning something special for a loved one, everything goes to plan. Making grand statements and splashing some cash is always going to be appreciated, but lots of people are feeling the pinch at the moment and small gestures that come from the heart can say just as much as lavish ones.
Richard Mercer, marketing director at Parcel2Go, said: “Surprises are what Valentine’s Day is all about, but let’s face it, no one wants a nasty surprise, which is why it really does pay to get everything planned well ahead of time.
“Having a gift fail to turn up is the worst possible result, which is why it makes absolute sense to ensure that you make sure your present is being shipped with a reliable courier company.”
Many couples won’t be able to spend Valentine’s Day together for various reasons but that doesn’t mean that the man or woman can’t make a romantic gesture and let their other half know how much they care. Finding a special gift and organising for it to be delivered with a professional carrier through Parcel2Go’s website takes just a few minutes and the range of UK courier services available means there is an option to suit every budget.
Richard added: “The reality is that most people won’t change the habit of a lifetime and will end up sending things at the last minute! Thankfully the couriers we work with are highly experienced at delivering packages and meeting deadlines so any last-minute romantics will be able to relax if they send their loved one a gift with the help of Parcel2Go.”
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Coca-Cola Installs Acoustifence(r) Noise Barrier Fencing On Its Bay City Michigan Plant
Coca-Cola has completed installation of Acoustifence® noise barrier fencing along the west perimeter of its Bay City plant, bringing to an abrupt halt those noise issues that had been plaguing neighbors in the surrounding community and attracting local news organizations as the outcry from area residents grew.
Architect Jack Zelazny of Dearborn, Michigan, acting as a consultant to Coca Cola’s contractor Kirco Manix, chose Acoustifence noise barrier fencing for the core of the 300 foot wide noise barrier project designed to alleviate noise from idling delivery trucks at the plant that had been plaguing neighbors in the South End Community.
Zelazny said the initial plan was to construct a 30 foot acoustical metal fence along the perimeter roadway to address the problem, but he nixed the idea in favor of something significantly less expensive and more aesthetically pleasing to the community’s residents.
“I didn’t think it was appropriate for the neighbors to have to stare at a 30 foot industrial metal fence from their small residential yards,” Zelazny said. “I really wanted to find something more organic and natural.”
After researching sound barrier fencing options, he found Acoustifence, a product of Acoustiblok, Inc. in Tampa Florida, and discussed his options with acoustical consultant Paul Getts of Acoustiblok. After conferring with Getts, Zelazny moved ahead with construction of a grass covered, 300 foot wide berm that incorporated a nine foot high Acoustifence barrier and landscaping for an attractive roadside aesthetic. The project was completed in the final weeks of December, and both company officials and neighbors rang in the New Year with their new found peace and quiet.
“The Acoustifence went up flawlessly, and it’s not unpleasant to look at,” Zelazny said. “When we covered it with the dark green acoustical fabric covering it looked natural and organic, as we had hoped.
“But the real surprise was the immediate impact it had on the noise.”
Zelazny said the plant noise measured at 89 decibels before installation of the Acoustifence began, and registered at 68 decibels immediately after the Acoustifence went up. His hope was to lower the noise by 20 decibels, a figure that was exceeded at the plant, and more than doubled at the neighboring residence as soon as the Acoustifence was put in place. A reading taken at the adjacent residential property registered in the low to mid 40 decibel range.
“It exceeded my expectations, I think it exceeded everyone’s expectations,” he said.“The people at Coca Cola are happy with it, and most importantly the neighbors in the surrounding community are happy with it.
“I couldn’t speak more highly of it.”
Lahnie Johnson, president and founder of Acoustiblok, Inc., said that the application of Acoustifence in the bottling plant’s noise barrier berm was the soft drink company’s best alternative for significantly reducing noise, and respecting the surrounding community’s call for peace and quiet.
“I think Coca Cola acted quickly and responded to the area’s residents as a good corporate neighbor should,” Johnson said. “It’s particularly important that they sought out a serious noise blocking option while respecting the fact that neighboring residents would be living with whatever solution they chose, and viewing it every day – some from their own back yards.”
Acoustifence was designed to address outdoor noise pollution in residential communities, or any community that cares about its appearance.”
ABOUT ACOUSTIFENCE:
Originally developed as a noise barrier on loud offshore oil rigs, Acoustifence is a simple and economical first-step noise abatement solution for both residential and commercial usage.
A 1/8-inch (3mm) thick unique sound deadening material measuring 6 feet (1.82 meters) high by 30 feet (9.14 meters) long with black anodized brass eyelets along the top and bottom edge for easy attachment to any existing fence or structure. Heavy-duty nylon ties are included with each roll. Easily installed or removed in less than one hour, impervious to mold, mildew, and UV, Acoustifence is virtually indestructible. The soundproofing material in Acoustifence is a proprietary formula of the Acoustiblok Corporation, developed and refined over a 10-year period.
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My Shadow And I Set to Release New Cd “Summer Cycle” on January 24 2012
Philadelphia Based Musician Brad Podray Explores the Many Moods of the ‘Summer Cycle’ on his Latest Electronic New Age Recording
Hollywood, CA, January 20, 2012 – Summertime and the musical living is easy—well, most of the time on Summer Cycle, the dynamic full length follow-up to Winter Cycle, the 2010 solo piano EP by My Shadow and I, an electronic new age project created by multi-talented Philadelphia based musician Brad Podray.
Melodic, richly textured and film score lush, Summer Cycle is an eclectic ten track chronicle of the powerful transitions and emotional breakthroughs that come months after the heartbreaking but necessary end of a relationship. A natural extension of “Bliss (End of the Winter Cycle),” the final track of the otherwise stark earlier album, the new album is released on Podray’s independent label Nonexistent Recordings.
Summer Cycle’s overriding theme of emergence matches that of Podray’s increasing presence as a force in contemporary instrumental music after years of eclectic performing and recording experiences in numerous other genres—among them, industrial metal, “Pirate rap,” alt rock and down tempo trip hop. While the Florida born musician’s rock influences range from Meat Loaf to Nine Inch Nails, his chief inspirations for his solo piano and electronic/symphonic works are Brian Eno, Danny Elfman and famed new age pianist David Lanz, whose encouraging words about the Eno-influenced self titled My Shadow and I debut led Podray to further develop his vision in this genre.
Podray had his hands full academically and creatively when sat down at his keyboard in 2009 to create the first My Shadow and I project. Having just graduated from dental school at the University of Pennsylvania, his days were consumed with his orthodontic residency at Temple University in his adopted home town of Philadelphia. At night, he let loose in two very unique bands, the pirate rap group Captain Dan and the Scurvy Crew and the downtempo trip-hop ensemble Echo Slightly—both with his best friend from high school and longtime musical collaborator Daniel Dolan. Podray had recorded numerous albums with those and other groups over the past few years (18 in all!), and even released three projects by the indie band Finding Jupiter on his label. But looking ahead, he spent his rare down time creating music he could one day use to soothe patients when he launched his own practice as an orthodontist—which he did in late 2010.
By that time, he had independently released Winter Cycle, most of whose pieces were composed about the impending end and then the aftermath of a relationship. Its piano-heavy focus reflects what he calls a sad time in his life. While the piano is still a dominant melodic voice of Summer Cycle, the project’s deeper, more evolved production textures are one of the ways Podray creates a healing, optimistic counterpoint to the stark heartbreak of winter.
Even as Summer Cycle begins rolling out, Podray is working on another ambitious project under the name Maximalism—a concept he calls the more aggressive version of My Shadow and I, with high energy distorted guitars and even more synthesizers. His is a constantly flowing creative musical mind that has no boundaries or simple genres to get entangled in for long. “My Shadow and I and Maximalism are solo projects that show a different side of my personality,” he says. “One is calm yoga-type music while the other finds me going as crazy as I can get. With both projects, I love being able to fill a sonic space without having to figure out where to fit the words in.”
Official Website: http://www.myshadowandi.com
For more information on My Shadow and I, please contact Chip Schutzman at Miles High Productions: chip@mileshighproductions.com or 323-806-0400.
Contact:
Chip Schutzman
Miles High Productions
P.O. Box 93157
Hollywood, CA 90093
323-806-0400
chip@mileshighproductions.com
http://www.mileshighproductions.com/
British jobs: At last a great and comprehensive series of jobs/recruitment sites that cover the UK
Over 145 Local Domain Names all grouped together under one Banner Britishjobs.uk.com
Rugby, United Kingdom, Friday – January 20, 2011 — Over 145 Local Domain Names all grouped together under one Banner www.Britishjobs.uk.com
As we all know the vast majority of jobs are targeted at local candidates from Local Communities.
This series of sites reflects how individuals search for work as an example: htp://www.coventry-jobs.com this site covers the Coventry area and only shows jobs in that area, which is what candidates want also.
The Company Mantra: Local Jobs for Local People
As Paul Wilson a senior advertising consultant has said.
“A great series of sites that offer a cost effective way of targeting candidates that do not as usually expected charge a premium rate, very good value for money in terms of an investment and good results, set against other options very definitely the best return on investment”
For both socio and economic reasons the best way to find good quality candidates.
Why not register with www.Britishjobs.uk.com and be part of the experience.
Target your locations;
www.britishjobs.uk.com/rugby
www.britishjobs.uk.com/leicester
When you place your advertisements you can specify your locations.
Press & Media Contact:
Iain Menzies
British Jobs
26 Elsee Road
Rugby, Warwickshire CV21 3BA – UK
07771 824959
info@britishjobs.uk.com
http://www.britishjobs.uk.com
International Lawyer Frank Warren Swacker Includes his Stageplays in Appendix of his Enhanced E-Books
E-Books including stage plays opens new marketing avenue in E-Commerce.
St. Petersburg, FL (USA), Friday – January 20, 2011 — International Lawyer, Frank Warren Swacker ( http://www.members.authorsguild.net/fswacker ), and Free Marketing, Inc., publishers of Yellow Back Mysteries, have enhanced Who Murdered Mom? by adding as an Appendix to Darla J. Blaha’s, re-edited hard cover second edition of the book, at author’s request, his full length two-act stage play, Arbitrating Murder The play is based upon the re-edited book. Both are available from Amazon, Barnes and Noble and other publishers of E-books. Blaha is the prize-winning author of The La Grange Chicken Ranch Revisited, on which the well-known Broadway play and movie, The Best Little Whorehouse In Texas, were based. People frequently desire to seek out the play or the book after exposure to either, for purpose of comparison. Stage play movie actors and producers should find the book/play combo facilitate production plot and character insights.
The foregoing plays and books are Swacker’s original works. When asked, how he felt about having his fictional works re-edited after he had changed the book endings in his plays, he responded: “Although, writing of Who Murdered Mom? occurred to me as a useful adjunct to my teaching, I find the economical packaging of my plays with my books very stimulating. I think directors, authors, publishers and playwrights will consider this new avenue of e-commerce productive.” Last month Free Marketing, included the author’s comic fictional satire and courtroom drama stage play, depicting executive misconduct, Who Murdered the Chairman? as an Appendix to his book, Boardroom Conspiracies.
Swacker is author of numerous professional and fictional published articles, books, and plays. His re-edited plays require small casts of women and men in simple settings. An international lawyer, he was born in Manhattan in 1922 and has taught international law and dispute resolution at Stetson University Colleges of Law. He is lead author of, World Trade Without Barriers, a two volume work on WTO dispute settlement and continues, from time to time, to advise major international law firms on foreign trade and investment matters. Swacker is listed in Who’s Who in the World and Who’s Who in America. He holds a B.A. (Economics) from Union College, a Juris. Doctor from the University of Virginia and a LL.M. (International Law) from New York University, Graduate School of Law.
Press & Media Contact:
Frank Warren Swacker
Frank Warren Swacker, Esq
St. Petersburg, FL – USA
727-394-0265
frankswacker@aol.com
http://www.members.authorsguild.net/fswacker
Apartment building specialists only at L&L Real Estate Investments!
January 20, 2012 – Are you trying to sell your Toronto investment property or to purchase residential ones? Then let L&L Real Estate Investments provide you with quick and efficient services in the real estate field, as we employ some of the best specialists in apartment buildings. Our property management team works to help you implement cost effective measures that will enhance your cash flow. If you have a Toronto apartment building that you would like to market, then don’t hesitate to turn to the help of highly trained professionals, only with L&L Real Estate Investments! We guarantee finding the best investors looking to acquire quality properties.
The Toronto investment property business is not as easy as it may sounds. Possessing or locating a great Toronto apartment building is not enough, you need either good investors or market research. The best thing you can do is let the due diligence on us. We can provide you with the latest listings on any residential Toronto investment property or we can find the most suitable pool of investors for your own. L&L Real Estate Investments offers full-service financing solutions, which are low-cost and flexible in order to fit every single property and all of your needs as an investor. Our real estate agents are working hand in hand with a professional team of lawyers, MBAs and engineers in order to be able to provide you with the best of the best services in the Toronto apartment building sector.
L&L Real Estate Investments prides itself with widely successful collaborations with some of the most important investors and commercial real estate companies in Canada, which enabled us to take Toronto investment property business at the next level. Our experts can provide valuable help with all aspects regarding the purchase or sale of multiresidential properties. And it’s not only our experts that we put at your disposal, there are several affiliates that work in close connection with L&L Real Estate Investments so that you receive proper updates about the market trends, rules and procedures that may interest you and any kind of legal advice in regard to the sale or purchase of a Toronto apartment building or any other type of property.
About L&L Real Estate Investments
L&L Real Estate Investments is a Toronto based company, with over ten years of experience in real estate investment. We provide full services referring to property management and disposition, acquisition and financing. Employing L&L Real Estate Investments will get you the qualified advice of not only real estate agents and mortgage agents, but also that of professional lawyers, engineers and MBAs, so that you feel supported in your decisions on all aspects involved in a property sale or purchase. Our entire team has vast experience with the Toronto investment property sector, especially the multiresidential apartment building field. The property management team from L&L Real Estate Investments is here to help you engage in cost saving actions that will lead to an increased cash flow. We work with the top commercial real estate companies in Canada and our investors’ portfolio will help you sell your property fast and at very good market value.
For more information please visit http://www.llreinvestments.com
Address: Toronto, Canada
Phone no: 647-847-3373
Email address: info@llreinvestments.com
Security Benefit Offers a Dozen Specific Tips to help Prepare for Retirement
“12 For ‘12” From America’s Retirement Income Company
Topeka, KS, January 20, 2012 – With 2011, coming to a close, Security Benefit Corporation, a Guggenheim Partners Company, looks forward to the New Year with its “12 FOR ‘12” — A Dozen Specific Tips to Help Prepare for Retirement.
“While most Americans will be spending 20 years or so in retirement, less than half of us are actively considering how much we’ll need to save for that reality,” says Jim Mullery, President of Security Distributors, Inc., Security Benefit’s distribution company. “We’re offering up these dozen tips to at least get folks thinking about retirement planning.”
12 Retirement Tips For 2012
1) DETERMINE WHEN YOU’RE GOING TO RETIRE – This is typically the foundation for an individual’s preparation and planning. Your date and plans can change, of course, but setting a date is the starting point from which other retirement planning happens.
2) TAKE CONTROL OF YOUR RETIREMENT SAVINGS – And it doesn’t matter whether you’re facing impending retirement or you have decades left. There’s no guarantee that Social Security benefits won’t be reduced or the retirement age raised. And many companies are phasing out their pension plans.
3) CALCULATE HOW MUCH MONEY YOU’LL NEED – Many experts suggest that you will need about 70 percent of your pre-retirement income. But even then, could you really afford to take a 30 percent cut in your income when you retire? Take advantage of the many free tools offered by retirement product providers to help fine-tune your estimate.
4) DON’T IGNORE FREE MONEY – Employer-sponsored retirement plans like 401(k)s are some of the best deals around. These savings plans allow you to make pre-tax contributions and you don’t have to pay taxes on the contributions and earnings until the funds are withdrawn. Better yet, many employers will match a portion of your contributions.
5) ANTICIPATE LIFESTYLE CHANGES – Explore how your life might change after you retire. You may not need two family cars. You may be able to retire to a smaller home in a less expensive area. You may also be able to cut back on wardrobe. Healthcare, travel and hobby expenses will probably increase.
6) MAKE SMALL SACRIFICES – Little things really add up over time. Assuming an 8% annual effective rate of return, giving up these perks could translate to numbers like this in 30 years:???
1 movie date per week = $96,692?
1 latte per day = $253,817?
1 family dinner out per week = $483,461
Assumes ongoing contributions and 26 pay periods per year. Price assumptions: 2 movie tickets at $10 each, latte at $3.75, family dinner at $50. Assumes 4% inflation of prices each year. There is no guarantee these figures will be attainable in the future. Returns are not indicative of the performance of any specific investment. Investments are subject to market risk and may lose value.
7) DON’T TOUCH YOUR RETIREMENT SAVINGS – Many people turn to their retirement savings to help them when they’re in a financial bind. Do everything you can to leave your retirement savings intact.
8) MANAGE YOUR MONEY WELL – Build an emergency fund, pay down debt, participate in your retirement plan at work, consider other ways to save money, if you’ve changed jobs consider a rollover of your retirement savings into a self-directed IRA.
9) TAKE IT WITH YOU – If you find a new job, don’t make the mistake of cashing out your 401(k) plan, no matter how small the balance.
10) BUILD A PORTFOLIO THAT WORKS FOR EVERY STAGE OF YOUR LIFE – To make sure you’re on track across the phases of life, it’s important to regularly review the performance of the assets in your portfolio. Investing for retirement that’s several decades away is much different than retirement that’s right around the corner.
11) DIVERSIFYING IS SMART AT ANY LIFE STAGE – Your asset allocation will probably change as you move through different life stages, such as when you’re ready to buy a home, become a parent, send a child to college, and so on.
12) PLAN FOR TOMORROW TODAY! –?The sooner you get started the greater your chances of obtaining your retirement goals. A valuable action that can help you have the kind of retirement you long for is to meet with your plan representative or personal financial advisor at least once a year.
Security Benefit, which provides retirement and investment solutions through independent financial representatives around the country, offers a number of retirement planning calculators and other planning tools at www.securityretirement.com.
About Security Benefit:
Security Benefit, a Guggenheim Partners Company, is a leading provider of retirement plan services throughout the nation, offering a variety of compelling and customized fixed and variable annuity products. The firm’s se2 division is an award-winning and nationally recognized provider of administrative services for the insurance and financial services industry. To learn more, go to www.securitybenefit.com.
About Guggenheim Partners:
Guggenheim Partners, LLC is a privately held global financial services firm. The firm provides investment management, investment banking and capital markets services as well as insurance and investment advisory solutions for institutions, corporations, governments and agencies, investment advisors, family offices and individuals. Guggenheim Partners is headquartered in New York and Chicago and serves clients from more than 25 offices in nine countries.
DISCLOSURES:
Annuities are long-term investments suitable for retirement planning
In all states except New York, annuities are issued by Security Benefit Life Insurance Company (SBL). In New York, annuities are issued by First Security Benefit Life Insurance and Annuity Company of New York (FSBL), Rye Brook, NY. SBL is not authorized in and does not transact the business of insurance in NY. Securities are distributed by Security Distributors, Inc, a subsidiary of SBL. SBL and FSBL are affiliates and wholly owned by Security Benefit Corporation (“Security Benefit”). Security Benefit is indirectly controlled by Guggenheim Partners, LLC.
Contact:
Laura Parsons
CSG PR
3225 East 2nd Avenue
Denver, CO 80206
303-887-2911
lparsons@csg-pr.com
http://www.csg-pr.com
