December 01, 2010 Christmas is right around the corner and stores everywhere are offering deals, sales and specials for the holiday season. If there’s a sale you’d like to attend but you’re finding yourself running a little short on cash, PaydayLoanTree.com can help with a payday loan.

Payday Loan Tree doesn’t make payday loans or cash advances, but they’ve assembled a comprehensive network of lending institutions willing to make short-term, unsecured loans. Their lenders make payday loans to residents in the U.S. Canada and the UK.

Applying for a payday loan is easy and can be accomplished from the comfort of home, right on the Payday Loan Tree website. Loan applications are approved within 24 hours, and sometimes within 15 minutes. Holidays and weekends will affect how quickly a loan application is approved. There’s no fax or Teletrack to worry about, but some lenders do require that additional documentation be provided.

The requirements for applying are simple. The applicant must be currently employed, have an active bank account and be at least 18 years of age. Those that are approved for a loan will have the funds transferred to their bank account through electronic transfer.

Applicants that are approved will be contacted by the lender, at which time they will be informed of the interest rate, loan fees and late payment penalties as determined by the lender. Applicants are never under any obligation to accept a loan offer and may decline at any time.

Borrowers should know that interest rates will be higher than those of a local lending institution. The advantage to borrowers is that they don’t have to wait days to find out if they’re approved or provide mountains of paperwork to obtain the loan. However, it’s always a good idea not to borrow more than you need.

Payday loans must be repaid in full on the borrower’s next payday. If for some reason borrowers are unable to repay the loan, financial penalties will apply, though some lenders may be willing to renegotiate the terms of the loan. Anyone availing themselves of a payday loan should be aware that repayment will affect the amount of money they have available from their check.

Payday Loan Tree offers a variety of articles and other information about saving money, managing debt, bankruptcy and payday loan myths. The site also offers additional resources to help people make informed decisions about payday loans and other financial transactions.

With the holidays close at hand, a payday loan provides borrowers with purchasing power that they can utilize at any number of store sales and other savings events during the annual Christmas shopping season. Payday Loan Tree can help with a fast and convenient payday loan to help make the holidays merrier.

For more information, visit the website at http://www.paydayloantree.com

Company Name: Payday Loan Tree
Street Address: PO box 801 Woodbury, NJ 08096
Phone Number: 800.397.2595
Email: info@paydayloantree.com

Woodbury, NJ (November, 2010) – Let’s face it honestly. Situations when we need money while the next pay day is still away are common to all of us. It may be some bills falling due, or some loan instalment or insurance premium to be paid. Delayed payment in these situations can often cost dearly – what if your insurance lapses or you are unable to pay the loan instalment? Or, if you pay and your cheque bounces?

Payday loan comes in handy in these situations. It meets your short term financial needs enabling you to avoid the high cost of delay, and can easily be paid back on your next pay day. However, finding a good payday loan provider who can lend you money on your terms is not easy. It is here that Payday Loan Tree comes to help. When it comes to hassle free, instant payday loan disbursal, no other company enjoys so much leverage as Payday Loan Tree.

Payday Loan Tree has hundreds of payday loan providers affiliated to it. When you apply for a loan, it scours its vast data base, finds the lender most suitable for your needs and matches you with them. The lender then reviews the terms of your loan and completes the process by obtaining your electronic signature on some documents. Next, the money is electronically deposited into your bank account.

For your loan application to be approved, you must meet the requirements of the lender, regarding your income, state of residence, past payday loan history and direct deposit of your pay. But no need to worry here. People at Payday Loan Tree have done their homework, and the lender chosen by them will more likely than not, find you eligible for the loan. If, in the rare case, that does not happen, you can easily cancel the whole process and apply afresh.

To be eligible to apply, you must be at least 18 years of age, with a regular source of income and a bank account. The process of application is simpler than a child’s play. Just visit the website of Payday Loan Tree, fill up the online application form and click to submit it. It involves no faxing, no teletrack and no credit check. However you are expected to give only honest and verifiable information. For example, if you enter a cell phone number instead of a home phone, it will make it more difficult for the lender to verify it and therefore he may reject the application.

About Payday Loan Tree

Payday Loan Tree is a company that facilitates the process of getting payday loans by connecting those who need it to a suitable provider. A track record of proven success has made it a highly recommended company in the field. For more information about it, contact:

Peter Duffy

PO box 801

Woodbury, NJ 08096

Phone Number: 800.397.2595

Website: https://www.paydayloantree.com

Email: info@paydayloantree.com