Category Archives: Business

Business

Factoring Helping Ease The Burden On Companies Seeking Consistent Cash Flow

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[Council Bluffs, IA] – May 4, 2011 – The trucking industry has long been said to be the backbone of the United States and today it is just as important as ever before according to contemporary economists. Without this kind of flexibility in getting products from one place to the next, commerce in America could well come to a stand still. This is why for those who work in the freight delivery business, being able to stay in business is an obvious concern. Due to the way the trucking world works, however, that can sometimes be easier said than done. Many of today’s truck drivers have to wait to be paid until after they make a delivery. With the cost of fuel rising, this can put their entire enterprise at risk. This includes not only solo truck drivers who work independently, but also trucking companies with several trucks on the road at any given time. A solution is needed when cash flow is at risk and this is why freight factoring is being considered more important today than ever before. With this type of service, modern drivers are able to collect funds against their unpaid clients and allow the factoring company to go to work on their behalf to make sure they get paid. Those with experience say that this is one of the most important tools a beginning driver can use to get their business built up faster.

Cash flow has always been a concern for any company and this is where Global Financial Factoring has decided to focus. They help those in the freight trucking world keep their working capital high enough to carry on with business as usual. Aside from the clear benefits of lower stress for drivers, the factoring services offered often mean that clients will pay their bill faster since it is presented to them in a way that has been proven to get clients to take the invoice more seriously. After 15 years in the industry, Global Financial Factoring has fine tuned their techniques for eliciting payment by understanding both sides of a freight invoice. Truckers who use this service are getting paid faster as a result of this and being able to avoid the banks that are far less likely to approve loans in this current era.

Those who would like to learn more about what this kind of factoring can offer them should visit http://www.globalfinancialfactoring.com/, the company’s web site. Or they can call 877-278-3459 to speak with someone via phone.

Contact Info:

Patty Sullivan
Operations Manager
Global Financial Factoring
3119 S. 9th Street
Council Bluffs, IA 51501
8772783459

Business

Americans Looking To Save Money On Lawn Care

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[Lebanon, CT] – May 4, 2011 – The United States has long been known as a place where well kept and vibrant green lawns stretch from home to sidewalk in countless neighborhoods from sea to shining sea, at least in the popular imagination. While today the economy is not quite as robust as it must have been during the 1950’s when Hollywood and advertisers popularized that image of America, it is certainly still something that many Americans view as the proper look for a home here. However, there is certainly a cost to attempting to achieve this kind of look. While many lawn care companies exist around the nation today, not that many people can afford such services when the budget is so tight that a lot of people are still losing their homes to foreclosures. At the same time, having a well kept lawn is not only an important factor in the price that one tends to get if they ever decide to sell their home, it is also mandatory to make sure that the right kind of lawn repair is kept up with in many neighborhoods across the country where neighborhood covenants or housing association agreements are in effect. This is the reason that more people are casting a curious eye towards methods that can help them achieve that attractive lawn they desire without back breaking effort or expensive services.

This is the primary reason that the Grass Stitcher was first invented. This revolutionary new tool allows the average home owner or renter to do their own grass repair at a fraction of what it would cost them to hire someone else to do the job. At the same time, the tool works so well that it is used not only by lawn care pros, but also by first class golf courses that rely on it to help keep the green looking spotless for their customers. A great looking lawn is big business in the hospitality and property management industries so since the Grass Stitcher works well for them, home landscaping experts suggest that it would work quite well for just about anyone. With an innovative design that requires no fossil fuels or even electricity to make it work, this product is also a green solution for achieving that spotless lawn look we all admire.

To learn more about the Grass Stitcher today, visit http://www.grassstitcher.com for a full list of its cost cutting benefits and to see a video of how it works to achieve a gorgeous lawn.

Contact Info:

Frank Catalano
Grass Stitcher LLC.
56 Leonard Bridge Rd
Lebanon, Ct 06249
860-365-8012
info@grassstitcher.com

Business, Electronics, Financial

CTS Releases New Mac OSX Compatible Drivers for Document Reader and Scanner

Ivrea (To), Italy – May 3, 2011 – CTS electronics, a world leading supplier of OEM products and solutions for banking, retail and public administration market sectors, adds new features to its product portfolio by developing New Mac OSX Compatible Drivers for Apple Macintosh Users.

CTS’ products designed for Remote Deposit Capture (RDC) are now also available to the growing Apple Macintosh Market that until now, could not take advantages from RDC solutions. The new interface allows implementation of all the features and functionality already available on the existing Windows and Linux operating systems APIs.

CTS’ series of LS scanners offers a wide range of communication and software compatibility with  Windows 2000, XP, Vista, 7 (32/64 bit), Linux and now MAC OSX; supportability for TWAIN drivers and Silver Bullet Ranger, along with its own common API; and connectivity with the IP addressable LSConnect add-on device – offering both PC and MAC users the widest range of operating systems support.

Since its foundation, CTS electronics has a history of delivering the best solutions to meet Market Demands. The Apple Macintosh Interface is another implementation of the Full Function Products Range which makes CTS electronics a Company Leader in Worldwide Document Processing Systems.

Apple, Macintosh, Mac OSX are registered trademarks of Apple Inc.

About CTS

CTS is a leading global manufacturer of solutions for tellers, back offices, self-service systems and retail point-of-sale counters with three decades of growth, experience, and innovation. CTS’ main strength is the fast-cycle design of innovative products for financial and corporate customers and self-services solution providers, as well as financial card embossers/printers and government ID solutions.
Today, CTS is a reliable ISO9000 quality certified company, it has more than 240 employees, based in Italy, USA and UK and has over 1 million end-user banking peripherals installed across five continents.
For more information please visit www.ctsgroup.it or call (+39) 0125.235.611

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Business

CAR INSURANCE INFLATION ACCELERATES AGAIN IN APRIL – TIGER.CO.UKWATCH

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Motor insurance comparison siteTiger.co.uk today published its Tiger Watch results for April 2011. Tiger Watch is a monthly car insurance price monitor based on the analysis of hundreds of car insurance policy quotes each month.

The monitor showed that car insurance prices for April 2011 were 30.8% higher than for the same month in 2010 and 4% higher than a month ago, the highest monthly increase recorded in 2011. These figures confirm that car insurance price increases are continuing to hit Britain’s motorists, who are also suffering from well documented price increases at the nation’s fuel pumps.

A spokesperson for Tiger.co.uk commented on the results: “Our analysis shows that car insurance inflation continues to be a major financial issue for the majority of UK drivers. Within our analysis inflation in the last month has been particularly prevalent for younger female drivers and we may well be seeing here the early impact of the recent EU gender ruling that, from December 2012, will outlaw the use as gender as an insurance risk factor in its own right”.

Having seen a slowing down of the rate of inflation over the previous 6 months, the 4% rise in insurance rates between March and April is generally bad news for motorists.

Tiger.co.uk‘s spokesperson continued: “Looking forward to the rest of 2011 we would expect to see continued inflation in the market over the next three months and then more stability returning from August onwards. Overall we are forecasting that rates will rise by a minimum of 20% across 2011 as a whole.

There is a danger here though that the high levels of increases will lead to an increase in the number of uninsured drivers on the roads and this, in turn, could put further pressure on insurers to increase prices. We really need the government’s proposed crackdown on uninsured drivers and on other areas of insurance fraud to take effect as soon as possible so as not to further penalise the country’s law-abiding motorists.

Our advice for all motorists is to shop around for insurance using an independent comparison site like Tiger.co.uk and to take care when comparing policies in order to make sure that you are comparing on a like-for-like basis ” apparently cheap car insurance quotes may not be all they seem! Make sure you understand exactly what “extras” are included in your policy and how much you are paying for them. Finally, try to avoid paying in monthly instalments as most insurers charge relatively high levels of interest on this payment method ” you may find a loan or a credit card a cheaper option”.

About Tiger.co.uk:

Tiger.co.uk is a trading name of Call Connection Ltd. Tiger.co.uk is a UK based, independent price comparison site, offering insurance quotes from over 130 motor insurance brands. Call Connection Ltd is authorised and regulated by the Financial Services Authority (number 308374).

Name: Andrew Goulborn
Website: http://www.tiger.co.uk
Email: ag@tiger.co.uk
Phone: 01473 418513
Address: Saxon House
Cromwell Square
City: Ipswich
County/State: Suffolk
Postcode/ZIP: ip11ts
Country: United Kingdom

Business

How Best to Ensure Your Unusual Property is Protected

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While most houses owned by buy-to-let landlords tend to be relatively conventional in construction, this is by no means always the case. ‘Standard’ or ‘conventional’ construction is generally defined as applying to properties built of bricks with a slate or tiled roof. Obvious examples of non-standard properties include timber-built premises and those with thatched roofs, there are however many other forms of construction that demand special attention from insurance companies.

Perhaps one of the most common non-standard forms of building was once the post-World War 2 prefabricated home. But there have been many periods in the past when the need for rapid construction of homes has led to some experiments with building techniques, as well as some of the more deliberate attempts to create unique properties. Building regulations before the mid 20th Century were far less restrictive than latterly and this could have resulted in some unusual builds.

Premiums

One of the questions insurance companies ask, when you take out a Landlord Insurance policy with them, relates to the construction of the property. As a general rule, in the event of inability to confirm that the property is of standard construction, many insurance companies will ask for an additional premium.

Difficulties and delays with claims

It is important to be aware that non-standard construction could lead to delays – and additional costs – in rebuilding after a fire or other damage. This means that care must be taken in assessing the right level of sum insured for the property. Where special materials have to be obtained to match existing ones, this can add considerably to the rebuilding cost and thus the amount of cover required.

The most obvious example of this is where the property is ‘listed’ and has to be rebuilt in a particular form and using as nearly as possible original materials. This can be very costly and you should seek professional advice if you own a listed building.

Making Sure

If you are uncertain about the construction of your building, you should ask for help; it is better to take a little extra care, than to find that your landlords’ insurance is inadequate, when the time comes for a claim.

Getting the Right Advice

It is important to seek independent professional advice before making any decision about your property owners’ property and liability insurance as well as your financial obligations. You should always ask your insurance advisers like Alan Boswell Insurance Brokers what experience they have of dealing with residential and/or commercial rental property insurance.

Nothing contained in the article should be considered as giving individual financial advice. Please note that there may be variations for those living in or letting property located in Scotland and Northern Ireland.

For more details visit: http://www.Alanboswell.com

Alan Boswell Insurance Brokers Limited

Harbour House
126 Thorpe Road
Norwich
Norfolk
NR1 1UL

01603 218000

Business

What To Do When Your Property Has Extended Un-Occupancy

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Landlords can find their premises unoccupied for extended periods for a number of reasons; for example, simply because one tenant leaves and it takes time to find an acceptable replacement or, in more severe cases, because the area is changing in character and prospective tenants are thin on the ground. Or it may be that you have decided to sell the property and do not want sitting tenants slowing the process down.

Steps to take

Whatever the reason, you must advise your Landlord Insurance company or broker that the premises are empty because this can have an effect on the policy – it may also be a policy condition that you do so, unless the period is very short, perhaps less than three or four weeks. During a period of unoccupancy, certain covers may be excluded, such as water damage and malicious damage.

Protecting your interests

Simply advising your property owners’ insurance company is not enough, however. You also need to take active steps to protect your property by inspecting the premises internally and externally at least every seven days, having previously taken all reasonable steps to make sure that the premises are secure.

Good practice suggests that water and other services should, where practical, be drained down &/or switched off – unless, of course, you have a sprinkler or alarm system that requires power or water, or a central heating system is being run to protect the building from frost damage. Any combustible or waste material should be removed from the premises and the property should be kept in a good state of repair.

Failure of duty

Depending on the type of policy you have, some of these precautions may be policy conditions and failure to comply could invalidate your insurance altogether – or at least allow the insurance company significantly to reduce the amount of any claim that you may have to make. Your landlords’ insurance policy may carry an excess in the event of a water damage or malicious damage claim while the premises are unoccupied.

Getting the right advice

It is important to seek independent professional advice before making any decision about your property owners’ property and liability insurance as well as your financial obligations. You should always ask your insurance advisers like Alan Boswell Insurance Brokers what experience they have of dealing with residential and/or commercial rental property insurance.

Nothing contained in the article should be considered as giving individual financial advice. Please note that there may be variations for those living in or letting property located in Scotland and Northern Ireland.

For more details visit: http://www.Alanboswell.com

Alan Boswell Insurance Brokers

Harbour House
126 Thorpe Road
Norwich
Norfolk
NR1 1UL

01603 218000

Business, Financial

Pickfords Launches New Insurance Comparison Website

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Pickfords, one of the UK’s leading removal and storage companies add to their existing portfolio of services by launching a home contents insurance comparison website.

London, England, May 4th 2011 – Pickfords one of the best known removals and storage companies launch a brand new home contents insurance comparison website in order to provide their customers with a wide choice of options at the point of moving home.

Russell Start, Managing Director, says, “Moving home is a great time to consider reviewing your home contents insurance. We know our customers assess the value of their goods prior to moving home. We aim to make the process as easy as possible and to help our customers save money and time by connecting them to some great offers that are not available on the open market.”

Pickfords has negotiated a range of discounts and offers with insurance providers and can connect its customers to offers for home and contents insurance, lettings property insurance and vacant property insurance.

Russell Start goes onto say, “Home contents insurance can be a thing that is easily overlooked when moving house but has the potential to be a very costly oversight. By drawing customers attention to our recently launched home contents insurance comparison website we hope that they will take advantage of the special discounts on offer or at least help them remember to renew/amend their existing policy.”

An insurance quoting engine has been created on the Pickfords website so customers can log in, fill out a simple form and the engine searches for the best deals negotiated by Pickfords. Pickfords customers can also request a call from an expert to discuss their particular circumstances and requirements.

Russell Start concludes by saying, “In common with the removals and storage side of our business, our ultimate aim is 100% customer satisfaction with the new service we are offering and what better time to think about home content insurance than at the point of moving home?”

Pickfords, the UK’s largest moving and storage company provides a portfolio of services to a diverse range of clients. Their new home contents insurance comparison website can be found at www.pickfords-insurance.co.uk

For further information, please contact:

Contact Person: Lyndsey Daykin
Mail: lyndsey.daykin@pickfords.com
Phone: 0777 4456607

Business

The Calltracks Call Tracking Software Is Available Now

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When it comes to running a successful business, there are few things more valuable than efficient and economical marketing skills.  Calltracks call tracking software can make a big difference in helping you increase the amount of reward you get for the amount that you spend on advertising by both recognising which advertising methods are being effective, as well as identifying those that are proving to be a weakness.  Here’s why:

It will save you money.  Our specialist software will mean you’re able to monitor exactly which of your advert campaigns is being the most productive and which ones are worth ditching.  Lowering your poor investments like this will inevitably free up funds to either save or to further spend on the adverts that are proving their worth over the long term.  Failed marketing is a burden on any firm’s finances, so do what you can to remove as much of it as possible.

It’s a one stop shop.  If you a variety of different advertising campaigns then keeping track of their individual efficiencies will take time – and time means money!  Calltracks can monitor all of your marketing activities and provide you with the information all at once: saving you those long, tedious business trips just to find out how the print adverts are doing!  As ever, your emphasis should always be on the most efficient ways to govern resources, and that’s exactly what Call Tracking Software can bring you.

Obtaining detailed information regarding your potential demographics, customers you’ve already had success with and other facts and figures will prepare you and your marketing team for future campaigns.  Knowledge is power, and Calltracks are there to constantly provide you with relevant, helpful data that will enable both you and your company to work to the very best of your capacities, every hour of the day.

It will increase the efficiency of your staff.  You pay the wages of everyone in marketing to spend their time in the most efficient manner: if they’re spending hundreds of hours grouping the information that Calltracks can provide, this is a huge false economy, as well as not taking advantage of the skills that your team may have that they’re unable to find the time to show!  Their time would be better spent being creative and take full advantage of the information, rather than simply spending all day on obtaining it.

For more information on how Call Tracking Software can benefit your business, Visit: http://www.Calltracks.com

Call Tracks

2 Redhouse Square

Duncan Close, Moulton Park

Northamptonshire

Northampton

NN36WL

UK

08000125125

02031999009

info@calltracks.com

Business

Increased Competition Sees Artists And Photographers Getting Savvier

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April 30, 2011 – The job market is opening up in a big way for those who have studied artistic pursuits because media is definitely ruling the day. Artists, photographers, graphic designers and other careers tied in with the visual arts are definitely finding that the explosion of web based media happening today has created many positions that never existed in the past. However, just as these careers have sprung up, so too have schools that are pumping out graduates much faster than many students in any of these disciplines may realize. This means that a lot of people are now scrambling to find a way to make themselves that much more employable. In order to do this, many career advisors emphasize the importance of presentation during job interviews and other situations where artists need to present their materials in order to be considered for a given position. Visual impact is what experts suggest students and other entry level pros focus on, but the same advice also applies to veterans who might not be used to the faster world of tech companies that buy so much visual artwork today. A proper portfolio in a complimentary color and of the right right size is crucial, experts say. Putting one’s best foot forward requires presenting a whole appearance of professionalism.

Many artists are so focused on the creative and technical sides of their careers that they can easily neglect to find the best ways of showing off their work. Educators also suggest that even, and perhaps especially, among the most talented artists there is something of a reliance on visual communication that means they are not always the most skilled at communicating verbally. This is why the reclusive photographer image has to go and a photo portfolio that looks sharp has to be presented. The same goes for all of the arts because the corporate world has its own values that have to be adhered to if an artist would like to have any chance at serious success. Thanks to the fact that these items are easily available via the web at prices even students can afford, there really is nothing blocking artists from being able to compete on a free and open playing field.

Those looking for a full selection of these types of cases should visit http://www.portfolios-and-art-cases.com/ where they can see a range of highly affordable choices.

Contact Info:
4938 Hampden Lane,
Suite 345,
Bethesda, MD 20814
1-800-688-4745
Tel: 301-654-7055
Fax: 301-654-7056

Business

Mortgage Rates Are One Of The Decisive Factors When It Comes To Buying A House

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When You Decide to Buy a New House It Is Very Important to Take into Consideration All Factors that Can Influence Your Choice. The Most Important Factor of All is the Current Mortgage Rate.

When you are looking to buy a new house there are a lot of things that you need to take into account, from your preferences, such as the size of the house and the area you want to live in, to today mortgage rates and the system after which they are set. If you inform yourself about all these aspects you have better chances of making a good deal and apply for the credit at the right moment. Setting the current mortgage rates is a complex and complicated process based on general market indicators. When you understand how mortgage rates are calculated and you have general knowledge about them, you can easily find their trend and predict their direction for the future. Therefore, it is vital to understand the basic mechanism of determining mortgage rate today.

Some people correlate mortgage rates with “demand and supply” economic laws and say that when the demand of a product or service is dropping the price will also drop and when the demand is increasing, the price rises. Otherwise, the mortgage rates increase when the demand for loans is increasing and they decrease when the demand decreases. Despite the fact that mortgage loans are take through local institutions or banks, the current mortgage rates are determined by the market conditions, and not by the companies. Moreover, interest rates vary from a mortgage credit to another, being influenced by the period of time for which the credit is taken. Therefore the buyer will choose the most advantageous alternative according to his income, credit score, current level of debt and other personal factors. The credit history and financial background are very important for the bank, as they need to minimize their risks when lending money by determining the right interest rates.

When the economy is in good conditions and prosperous prices tend to increase as the individual’s capacity to buy increases. The above illustrated situation is called inflation, which is another influential factor for the level of the current mortgage rate, as inflation leads to the rise of federal funds rate and interest rate as well. In order to pull down inflation, decreasing current mortgage rates is needed in order to attract people to borrow money. The economic conditions are permanently monitored by the Federal Reserve, which calculate their rates according the market conditions. Furthermore, stock markets also affect today mortgage rates, indirectly when it is doing well and it influences positively the general economy, interest rates increasing as a consequence or directly when the stock market crashes and attracts mortgage rates as well. Still, there is no certain method to predict the exact trend of mortgage rates.

Predicting mortgage rates is complicated as the system is chaotic in terms of formulas and other mathematical operations. It is quite impossible to make 100% exact predictions, as mortgage rates are like the weather, there is always something unexpected that could interfere and change everything. The margin of error in the prediction increases with the length of the period for which you want to predict, so you can’t predict the exact temperature, but you can find a certain range. So, mortgage rates calculator can help you predict a general tendency of the mortgage rates. The predictable influential factors for mortgage rates are inflation, the size of the demand for mortgage loans, the financial risk that a bank experiences with a certain client and the government intervention. The government can influence the level of today mortgage rates through issuing treasury bonds at various interest rates.

Finally, it is important that you gather your information from reliable and trustworthy sources and sites in order for it to be accurate and up to date. Today Mortgage Rates is a reliable website which gives you all the information you need in order to make a logic and good decision. Additionally, here you can find mortgage calculators where you can compare the lowest mortgage rates from different providers, and a search feature that can help you find refinancing mortgage rates providers in your area.

For additional information about our company, products and services please visit www.todaymortgagerates.net

Address:
15763, Studio City,
CA 91604
Phone Number: 800-123 456 1111
Email : grflim9122ee@yahoo.com