The latest international student health insurance plan benefit and rate changes have been incorporated in the popular student insurance comparison engine at, www.zinternationalstudent.com. The website offers a wide range of international student insurance, exchange student insurance, and study abroad health insurance.
These plans are available for both foreign students enrolling at US universities and US students going overseas for study abroad programs. The website permits comparing plans from various carriers and makes it easy for users to identify unique benefits that make each plan different from the other.
The first quarter of 2011 has seen numerous changes in rates, benefits & exclusions and the latest update helps students and program coordinators shop for the best value insurance. For example, one of the popular plans in the J visa exchange student community saw a steep increase in rates for dependant children less than 5 years.
US students pursuing a study abroad program are forced to seek coverage outside of their regular domestic HMO or PPO plan because these plans offer very limited or no coverage outside the US. Besides, the international student insurance plans offer the medical evacuation and repatriation for returning home (these benefits are typically absent with HMO and domestic PPO plans).
If you’re coming to the United States under a student exchange program, you will be required to have a valid J1 insurance policy for the duration of the program. If you’re stay is of limited duration, then there are plans that cover trips as short as five days and can is renewable if you choose the right plan.
Chiranth Nataraj, CEO of International Services, Inc said, “it is important for students to check with student advisors on the latest minimum insurance requirements so that they can easily pick a plan that meets all the requirements. When one knows what is required then our website will help you pick a plan within 2 minutes”.
Sometimes, individual preferences go beyond the minimum requirements specified by the University. The discerning can seek out plans that cover preexisting conditions, pregnancies, mental health etc; while the cost conscious can purchase the bare minimum and save on premium.
Finding value in insurance premiums and benefits has been made easy by the updates at www.zinternationalstudent.com; the site remains invaluable for international students and their advisors.
Chiranth Nataraj
President, CEO
International Services Inc.
529 Barnsley Terrace
Glen Allen, VA 23059
877-593-5403
