Tag Archives: international travel insurance

Financial, Travel

Changes to International Student Health Insurance

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The latest international student health insurance plan benefit and rate changes have been incorporated in the popular student insurance comparison engine at, www.zinternationalstudent.com. The website offers a wide range of international student insurance, exchange student insurance, and study abroad health insurance.

These plans are available for both foreign students enrolling at US universities and US students going overseas for study abroad programs. The website permits comparing plans from various carriers and makes it easy for users to identify unique benefits that make each plan different from the other.

The first quarter of 2011 has seen numerous changes in rates, benefits & exclusions and the latest update helps students and program coordinators shop for the best value insurance. For example, one of the popular plans in the J visa exchange student community saw a steep increase in rates for dependant children less than 5 years.

US students pursuing a study abroad program are forced to seek coverage outside of their regular domestic HMO or PPO plan because these plans offer very limited or no coverage outside the US. Besides, the international student insurance plans offer the medical evacuation and repatriation for returning home (these benefits are typically absent with HMO and domestic PPO plans).

If you’re coming to the United States under a student exchange program, you will be required to have a valid J1 insurance policy for the duration of the program. If you’re stay is of limited duration, then there are plans that cover trips as short as five days and can is renewable if you choose the right plan.

Chiranth Nataraj, CEO of International Services, Inc said, “it is important for students to check with student advisors on the latest minimum insurance requirements so that they can easily pick a plan that meets all the requirements. When one knows what is required then our website will help you pick a plan within 2 minutes”.

Sometimes, individual preferences go beyond the minimum requirements specified by the University. The discerning can seek out plans that cover preexisting conditions, pregnancies, mental health etc; while the cost conscious can purchase the bare minimum and save on premium.

Finding value in insurance premiums and benefits has been made easy by the updates at www.zinternationalstudent.com; the site remains invaluable for international students and their advisors.

Chiranth Nataraj

President, CEO

International Services Inc.

529 Barnsley Terrace

Glen Allen, VA 23059

877-593-5403

Business, Financial, Healthcare, Travel

zTravelInsurance.com To Provide Reliable Travel Insurance Information

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Glen Allen, VA – International Services, Inc., a financial services company believes in providing reliable travel insurance with upfront information that travelers need. With this, they have put up a website, http://www.ztravelinsurance.com, which does not only provide travel insurance international from the underwriting of reliable insurance sources but also helpful information that travelers can expect in travel insurance.

Despite the incredibly shrinking world due to the increase in public data available on the internet, more and more people are finding less and less information available on their insurance plans.

“I pay $120 out of every paycheck for medical insurance, and I’m not quite sure about what’s covered. I can’t say whether or not I’m getting my money’s worth, and no one at the insurance company can give me a straight answer. I feel out of the loop, and I think I want to move companies,” says a very dissatisfied medical insurance customer.

Uncertainty should not be a standard with medical insurance coverage. People should not be asking, ‘what’s covered?’ or ‘how much is covered’. They should know even before the money is deducted from their paychecks.

If you’re traveling to the US, having an insurance will save you from the confusion of medical coverage, and the possibility of huge out of pocket costs. International travel insurance is medical coverage without trip cancellation coverage, and is offered by many international underwriters, so you can take your time researching your options and getting all the facts before paying and US. For information international travel insurance with trip cancellation benefits see the following website. Websites like zTravelInsurance.com, provide international insurance information that includes what is covered (typically hospital visits, common illnesses and conditions, and surgery), when coverage starts, and how much coverage will cost.

With the increasing uncertainties travelers face, medical insurance should not be one of them.

“They are providing a service to people all over the world. These people love to travel and visit family and friends, but do not love the idea of dealing with the confusion and high costs of medical insurance. I appreciate that, a lot,” says Bill McGee an avid traveler.