Company owners realize the importance of making sure that their business is well protected from all risks that can affect their businesses. A vehicle that is owned by the business enterprise may put the business in jeopardy of a lawsuit in the event of an accident if the accident is caused by that vehicle or its operators. The following are key points that business owners need to remember when shopping for commercial auto insurance.
Liability Limits: Insurance companies offer different liability limits, from the basic limits mandated by law (in Illinois it is 20,000/40,000/15,000) to as high as one million dollar for every accident. A business that insures its commercial vehicles at the basic liability limits of ($20,000 bodily injury per person, $40,000 bodily injury per accident, and $15,000 property damage per accident) is certainly running in a big risk of losing its business assets in case of at fault accident involving their business autos with death or serious injury to others. High insurance limits are required to avoid losing business assets in case of auto accidents.
First appearances are often deceitful and if you’re not careful then you could find yourself stuck with a lemon for the long haul! To help you to make certain you find the “right one”, follow these instructions carefully:
* Always do your homework and never buy an used ice cream truck without doing thorough research first.
* Once you have accomplished your research a great place to start looking for a truck is on Craigslist or eBay. Make sure to seek out the terms”used ice cream truck” as well as “used soft ice cream van” as some people make use of them interchangeably.
* Make a list detailing information on each one of the suitable vehicles and find them using Google Maps.
* Speak with each of the sellers and make sure that you ask him or her as many questions as possible. Obviously take everything that they tell you with a grain of salt and try to phrase your questions so that they have to provide you with specific answers – don’t allow them to have room to wriggle around the truth! Also, don’t pass up this golden opportunity to get some excellent information and tips from them on how they ran their soft ice cream business – find what worked for them and also what didn’t – since this data can be invaluable!
Certain types of low turnover businesses may be tempted to operate vehicles on a regular car policy, where ice cream van insurance is concerned you would have a hard time convincing anybody that the vehicle was used for anything other than business, and as such it’s impossible around disclosing this to an insurance provider.
BestCommercialTruckInsurance can compare of the different Ice cream Truck Insurance companies and find you cheap commercial truck Insurance within 10 minutes. Call 1-800-513-3135.
