Tag Archives: cooperative

Colorado HealthOP Turns Health Insurance Upside Down with Focus on Choice and Prevention, Not Profits

New Health Insurance CO-OP Announces Five Progressive Programs that Give Coloradans More Control Over Their Medical Costs and Care

Denver, CO, September 25, 2013 — Colorado HealthOP, Colorado’s first statewide non-profit health insurance cooperative (CO-OP), announced today that it will offer five progressive programs designed to give consumers more choice in their healthcare, help them stay healthier and ultimately reduce their healthcare spending.

“Because Colorado HealthOP reports to members, not shareholders, investing in members’ long-term health – not short-term profits – is a priority,” said Jack Westfall, MD, chief medical officer of Colorado HealthOP. “By investing in preventive care and giving members more choices, we will not only improve members’ health, but also hope to save them more money now and in the future.”

Colorado HealthOP’s five programs emphasize preventive care and encourage members to make choices that help them get healthy, stay healthy, and save money.

1. Rewards Members for Staying Healthy
Under most of Colorado HealthOP’s health insurance plans, when members take three health actions each, they will:
* Pay less out-of-pocket when they visit the doctor.
* Earn money on a debit card to use to pay for healthcare expenses.

2. Partners With Doctors that Cost Less
Colorado HealthOP members have two ways of saving money when they go to the doctor.
* Members can choose a plan with a more limited network that costs less.
* Colorado HealthOP has partnered with doctors who believe in the CO-OP’s mission. When members go to these doctors, they often pay less.

3. Helps Children Remain Cavity Free at Three
Tooth decay is the most common chronic disease in young children, according to the American Academy of Pediatric Dentistry. Yet the majority of health plans do not cover infant and toddler oral care provided by a primary care physician. Colorado HealthOP will pay for covered children to receive four oral health visits, including preventive fluoride varnish, between the ages of 6 months and 4 years from their primary care provider. The CO-OP is partnering with Cavity Free at Three, a program of the Colorado Department of Public Health and Environment, to train primary care physicians to provide dental care for infants.

4. Covers Home Blood Pressure Monitoring at 100 Percent
The American Heart Association recommends home monitoring for anyone with high blood pressure. When people measure their blood pressure at home several times a week and report it to their doctors online, doctors see a more accurate picture of health and can more quickly respond to issues, helping people with high blood pressure better manage their condition. Colorado HealthOP will cover 100 percent of the costs associated with home monitoring for its members with high blood pressure. And finally Colorado HealthOP will pay primary care providers an annual fee to cover home blood pressure management.

5. Gives Members the Tools to Price Shop
While most people compare prices when purchasing almost anything, few price shop when seeking medical care. To help its members compare costs prior to seeking medical care, Colorado HealthOP will provide pricing and quality ratings for local providers of surgery, medical tests and other common procedures.

“Colorado HealthOP is not just a health insurance company; we partner with our members and their providers,” said Dr. Westfall. “We believe that the role of health insurance extends beyond covering people when they’re sick or injured; we want to support our members’ health, nutrition and fitness, and help them be more informed consumers of healthcare services.”

For more information about Colorado HealthOP or to learn more about changes in healthcare, visit www.COHealthOP.org.

About Colorado HealthOP:
Colorado HealthOP offers a new alternative to traditional health insurance in Colorado. A nonprofit health insurance cooperative, Colorado HealthOP and its members are committed to providing affordable, quality coverage to individuals and employers interested in making a difference in their own health, their employees’ health and the health of their community. Colorado HealthOP aims to improve health outcomes by putting the responsibility for consumers’ care back into the hands of the cooperative’s members and providers. A private market solution tailored for individuals and employers, Colorado HealthOP will begin open enrollment in October 2013 via Connect for Health Colorado, Colorado’s health insurance marketplace, and through independent brokers and agents. Coverage will begin January 1, 2014. For more information about Colorado HealthOP, please visit www.COHealthOP.org or call 720.627.8900.

Contact:
Anna Beaty
CSG PR
3225 East 2nd Avenue
Denver, Colo., 80206
303-433-7020
anna.beaty@COHealthOP.org
http://www.COHealthOP.org

Colorado HealthOP Signs Warner Pacific as First Broker Agent to Distribute Soon to Be Launched Consumer-Driven Health Plans

Colorado HealthOP’s Alliance with Warner Pacific Marks the First General Agent Relationship in the Nation For State Cooperatives

Denver, CO, May 14, 2013 — Colorado HealthOP, Colorado’s first statewide nonprofit health insurance cooperative, announced today that it has penned an agreement with Warner Pacific to distribute its soon to be launched health plans in Colorado. Warner Pacific’s network of nearly 1,000 insurance broker representatives in Colorado will offer Colorado HealthOP’s line-up of health insurance plans to accelerate the nonprofit’s ability to reach Coloradans across the state with affordable, quality coverage. This alliance is the first general agent relationship among the state health cooperatives nationwide.

“Colorado HealthOP’s launch represents a big step forward in improving healthcare in the state. We are pleased to have found a partner in Warner Pacific to share our vision of ensuring that Coloradans have access to affordable, quality insurance coverage,” said Julia Hutchins, chief executive officer of Colorado HealthOP. “Warner Pacific has a proven track record of helping brokers serve individuals and small businesses in the state, and particularly those in the rural areas.”

A member-driven health insurance cooperative, Colorado HealthOP will provide a variety of health insurance options for individuals and employers in both urban and rural communities across Colorado. Enrollment for Colorado HealthOP plans will begin October 1, 2013, to coincide with the availability of Connect for Health Colorado, the state’s online health insurance marketplace. Coverage will begin January 1, 2014. Plans will be available on the marketplace, through a network of brokers and agents, and on Colorado HealthOP’s website at www.COHealthOP.org. Subsidies and financial assistance may be available through Connect for Health Colorado for individuals who qualify.

“As Coloradans actively explore their options to comply with health insurance requirements, they will seek insurance alternatives that make sense for their individual needs and lifestyles,” said John Kurath, vice president sales of Warner Pacific. “Colorado HealthOP’s member-driven model, with the emphasis on preventive health, presents our broker network with a truly unique offering to share with their clients.”

Warner Pacific is one of the top-producing general agencies for many of the nation’s largest health insurance carriers. Family owned, Warner Pacific provides agents the tools, resources and support they need to serve their clients’ insurance needs.

“Establishing relationships with brokers is a big part of our overall strategy as we seek to provide consumers with every opportunity to receive education and guidance on the right health insurance decision for them,” said Brad O’Neill, Colorado HealthOP’s senior broker relations officer. “We expect this will be the first of many highly selective broker relationships that Colorado HealthOP will sign in order to make our plans accessible to Coloradans across the state.”

For more information about Colorado HealthOP, please visit www.COHealthOP.org.

About Colorado HealthOP
Colorado HealthOP offers a new alternative to traditional health insurance in Colorado. A nonprofit health insurance cooperative, Colorado HealthOP and its members are committed to providing affordable, quality coverage to individuals and employers interested in making a difference in their own health, their employees’ health and the health of their community. Colorado HealthOP aims to improve health outcomes by putting the responsibility for consumers’ care back into the hands of the cooperative’s members and providers. A private market solution tailored for individuals and employers, Colorado HealthOP will begin open enrollment on October 1, 2013 via Connect for Health Colorado, Colorado’s health insurance marketplace, and through independent brokers and agents. Coverage will begin January 1, 2014. For more information about Colorado HealthOP, please visit www.COHealthOP.org or call 720.627.8900.

Contact:
Shannon Fern
Communications Strategy Group
3225 East 2nd Avenue
Denver, Colo 80206
303-433-7020
shannon.fern@COHealthOP.org
http://www.csg-pr.com