Research Show 4.4 Million over 21s Still Rely on the Bank of Mum and Dad, reports Bower Retirement Services

Research from LV = reveals 4.4 million over 21 year olds still borrow money from their parents. The average monthly donation from parents to adult children is £175. This is used to cover rent, bills and help pay off debts. Additionally £9,476 is awarded to fund weddings, holidays, further education and to help young adults get onto the property ladder. Although it helpingyoung adults is hardly surprising, the research revealed parents expect to continue to support their ‘children’ until the age of 38, now the average age of a first-time property buyer.

This obviously puts great financial strain on Britain ‘s parents. It eats into retirement funds and one in ten parents surveyed by LV = admitted they had spent everything they had on their children. The issue isn’t going to go away soon, particularly if predictions that the average age of a first-time buyer will be 41 by 2025 are correct.

Parents need to prepare for the future early to ensure they are well equipped financially to provide for themselves and help out their grown-up children when necessary. There are several options available, but with interest rates currently being so low, saving plans aren’t the most viable option.

Equity release plans are a more effective option for homeowners. Bower Retirement Services, an award-winning equity release advice service, can help homeowners find anequity release plan that’s right for them.

There are four types of plans available: lump sum lifetime mortgages; lifetime mortgage with flexible cash release, also known as a drawdown mortgage; interest only lifetime mortgage and home reversion plans.

The most suitable, and now the most popular comprising 68% of the market, are drawdown plans. Homeowners are lent money based on their property’s value and additionally can withdraw regular cash amounts at a frequency and value chosen by the individual. Interest is charged, but it’s only repaid when the homeowners die or move into permanent care. These mortgages allow parents to look after themselves during retirement but also offer the ability to provide assistance to their offspring.

-ENDS-

Press Contact:
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New Book Examines the Future Of Israel’s Hi-Tech Economy

“What’s Next for the Start-Up Nation”, written by senior consultant Uri Goldberg, questions sustainability of Israeli technology sector

A new book is taking a cold, hard look at Israel’s future as a high tech powerhouse. “What’s Next for the Startup Nation?” (ISBN 1477241205) examines the future of the industry which paved the way for the country’s phenomenal economic growth. Israel became a center for groundbreaking technological innovation thanks to entrepreneurship, coupled with forward thinking government policies and unique historical circumstance. Up until recently, the country had the highest venture capital cash flow per capita in the world.

Now, global and domestic challenges are threatening to wipe out Israel’s achievements. Faced with a rapidly changing financial world as well as ongoing adversity, old policies are unlikely to remain effective. “What’s Next for the Start-Up Nation?” offers a clear and engrossing blueprint for fostering a strong environment of innovation while sustaining a vibrant economy and is now available on Amazon.com.

Uri Goldberg is a management expert, specializing in serving governments and corporations on strategy, innovations and economic development issues. Mr. Goldberg worked with McKinsey& Co. where he directed key consulting projects for Fortune 500 companies as well as governments in Asia, Europe and the Middle East. He also served as Foreign Policy Aid to Israeli President Shimon Peres in his former capacity as Vice Prime Minister. He currently resides in Tel-Aviv, Israel.

Contact Details: Jeremy Ruden – Ruden Media Services – (972)-52-407-0775 jeremy@jeremyruden.com

Zevrix Graphic Inspector Now Supports Mac OS X Mountain Lion

Zevrix Solutions announces Graphic Inspector 1.7.18, a maintenance update to its quality control solution which checks entire folders of graphic files for potential problems according to specific workflow requirements. The software provides graphic professionals of any trade with the most exhaustive info on multiple images and vector graphic files, saving the time and hassle of checking them manually. The new version introduces full support for Mac OS X 10.8 Mountain Lion.

Toronto (ON), Canada – September 24, 2012 — Zevrix Solutions today announces the release of Graphic Inspector 1.7.18, a maintenance update to its quality control solution which checks entire folders of graphic files for potential problems according to specific workflow requirements. The software provides graphic professionals with the most exhaustive info on multiple images and vector graphic files, saving the time and hassle of checking them manually.

“I’m surprised no one else thought of it before: to display every bit of useful information about vector or raster graphic files and flag the ones that match rules you define,” writes Jay Nelson in Layers magazine, “With its combination of price, utility, and thoughtful design, Graphic Inspector is a rare gem.”

The new update introduces full support for the recently released Mac OS X 10.8 Mountain Lion and addresses some issues related to processing of Adobe Illustrator CS6 files.

Graphic Inspector provides a professional quality control solution for users of any trade, whether it’s print, prepress, web design, electronic publishing or digital photography. With its powerful checkup presets, Graphic Inspector lets users create custom preflight settings tailored to their workflow requirements, and quickly locate files with specific attributes. For example, Graphic Inspector can warn users about all files whose color mode is RGB, format – JPEG, resolution is below 200 dpi, ICC profile doesn’t contain “USWebCoated”, and so on.

Graphic Inspector offers the following key features:

-Check entire folders of images and vector graphic files
-Powerful checkup presets for different workflows
-Common checks such as resolution, color mode, ICC profile and file size
Professional prepress checks: spot colors, fonts in vector graphics, image compression
-Complete EXIF, IPTC and GPS metadata
-Save preflight data as text

Pricing and Availability:
Graphic Inspector can be purchased from the Zevrix web site for US$39.95, as well as from authorized resellers. Graphic Inspector is free with purchase of PDF Checkpoint or InPreflight Pro for Adobe InDesign. Trial is also available for download. Graphic Inspector is a Universal Binary and available for Mac OS X 10.4.2-10.8.

About Zevrix Solutions

Located in Toronto, Canada, Zevrix Solutions provides productivity solutions for Adobe Creative Suite software, PDF and graphic file diagnostics, file delivery, and Microsoft Office on Mac OS. Zevrix is dedicated to help professionals increase their profits through automating everyday tasks, producing error-free documents, saving disk space and cutting production costs. For more information, visit http://www.zevrix.com.

Contact:
Leo Revzin
Owner
Zevrix Solutions
105 McCAUL St, Suite 301
Toronto Ontario M5T 2X4 Canada
858-206-0607
media@zevrix.com
http://www.zevrix.com

Quick Plumbing declares guarantee for water filtration systems

Are you looking for San Jose water filtration system installers or San Jose residential drain cleaning plumbers? Quick Plumbing Inc was established about 3 decades ago. Since then we have been working as top providers of plumbing services to San Jose and its neighboring areas.

With the increasing number of complaints against the water quality in San Jose, people have woken up to demand water filtration systems. The quality is worse in older buildings of the city or houses with old pipes.

According to the Vice President of Pelican Water Products, the facilities just cannot do enough to keep the water absolutely clean. The chemicals that are used have their own adverse effects in one way or the other.

Water filtration systems eradicate contamination from water completely. Hence, the need of water filtration systems is on a height. Quick Plumbing has a wide range of water filtration systems. Two systems have achieved maximum popularity. The first is a large filter for the whole house and the second smaller filter connected to the kitchen sinks alone.

The whole house filter should be your priority since regular water can cause skin irritation and bad effect on hair and scalp. Focus on clean drinking water is not enough. Showering, rinsing food and cleaning clothes are certain other important sections that demand chemical-free water.

Water filters with carbon media should be preferred. The carbon media stops the bacteria and cleanses the water. Replacement of carbon media from time to time can keep your water filtration system in a healthy condition.

Quick Plumbing has associations with branded companies that cater only top quality products. We provide 100% guarantee on the services and products we offer. It is advised that you hire a certified, insured, and licensed company to complete the installation procedure perfectly.

If you have been searching for a good plumber then, find a quality plumber in plumbers San Jose CA in the team of Quick Plumbing. Our competent and efficient team is available to repair, install or replace any kind of water filtration system.

The office of Quick Plumbing is located at 1044, Martin Avenue, Santa Clara, CA 95050. For a free estimate, call them at 408-732-1220 or 650-551-1560. Emergency services are available at no extra charge. Visit the website to know more: www.quickplumbinginc.com .

VSCC Direct Offers You a Vehicle Service Contract at an Unbeatable Price

Scarborough, ME ( Realtimepressrelease ) September 18, 2012 – VSCC Direct, a family owned company located in Florida and Maine now offers you a vehicle service contract at an unbeatable price. It uses only “A” rated insurance providers to back the vehicle service contract and also has contracts backed by the manufacturers. VSCC Direct offers a variety of contracts to cover more parts, service and mileage than others.

“The average American household spends 15% of its budget on car ownership and operating expenses,” according to the Bureau of Labor Statistics

“For many people, a car is a valuable asset. They use their car for transportation, picking groceries, vacation trips and for many other reasons. As a result, the car can suddenly cease working and they might have to spend hundreds or even thousands of dollars on car repairs. Usually, people will not want to spend thousands of dollars on car repairs when they are saving for their future. Under such circumstances, a vehicle service contract can be a smart option to take care of those unexpected car repair bills. Now we offer a variety of contracts to cover more parts, service and mileage than our industry competitors. You can choose the best contract according to your expectation and budget,” says a spokesperson for VSCC Direct

A Vehicle service contract is a boon for people who are finding it difficult to manage their car repair expenses. Having a vehicle service contract will not only secure yourself from expensive repair bills but will also enhance the value of your car. However, you need to identify a reliable contract to reap all these benefits.

VSCC Direct is a family owned company that can provide a reliable vehicle service contract directly to the public at an unbeatable price. They offer a variety of vehicle contracts from which customers can choose the best contract according to their needs.

“We use only “A” rated insurance providers to back your vehicle service contract. If you are unable to pick the best contract, you can get assistance from our top quality associates. They will help you to customize a GM Warranty vehicle service contract to meet your specific needs. All our staff are trained to meet your specific requirements and budget, so you will not have to worry about a vehicle contract anymore,” adds the spokesperson

About VSCC Direct:

VSCC Direct is a family owned company located in Florida and Maine. They supply reliable vehicle service contracts direct to the public at unbeatable prices.

For more details on GM Warranty, log on to: http://www.gmwarrantydealer.com

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CENLA is booming with Louisiana certified sites

Louisiana economic development can be found all throughout Central Louisiana as shown in many examples of business relocation and corporate relocation.

Cenla is booming with Louisiana certified sites. These certified sites are strategically located in various Central Louisiana areas.

Below is a list of our Central Louisiana parishes that are excited to have new businesses choose them for their Corporate Relocation:

Allen Parish

Avoyelles Parish

Catahoula Parish

Concordia Parish

Grant Parish

LaSalle Parish

Natchitoches Parish

Rapides Parish

Vernon Parish

Winn Parish

Another great place to consider for LA economic development is Fort Polk.

Louisiana should be on the top of your list of places for business relocation and corporate relocation because of our Louisiana business incentives.

Diversity also plays a large factor in Louisiana demographics with work-ready students and employees in the marketplace.

Also be sure to look into the Port Louisiana and our award-winning international airport that is perfect for business travel.

Louisiana biofuels are another great resource in Central Louisiana with the Louisiana economic development plan of Sundrop Fuels.

Wherever you go in Louisiana, you are sure to find growth and development. You are especially encouraged to research the City of Alexandria, Louisiana because Alexandria economic development is very strong.

Author Bio:

For more information about CLEDA or Central Louisiana development, contact Rick Ranson at P.O. Box 465, Alexandria, LA 71309 or give him a call at 318-441-3402. You can also fax CLEDA at 318-442-6734. We hope you consider Central Louisiana for your business relocation or next home for your company.

BrowardCriminalLawyer.com Represents Clients with a Variety of Violent Crime Charges

Fort Lauderdale, FL ( Realtimepressrelease ) September 18, 2012 – With years of litigation experience in Fort Lauderdale and Broward County, BrowardCriminalLawyer.com offers you the best possible counsel and minimum penalty for its clients with the help of its seasoned attorneys. The Law Office of Michael A. Gottlieb has top-notch attorneys who are experienced in a variety of violent crime charges including assault defense, murder defense, rape defense, theft defense and aggravated assault defense.

“If you are charged of a violent crime and face the possibility of going to jail, you need to gather information from witnesses and prosecutors to file a strong claim. More often than not, people file claims without understanding Broward County’s criminal law and wait a long time to get results that are not always expected. At Michael A. Gottlieb Attorney at Law, we work tirelessly to help you receive the minimum penalty. Our seasoned attorneys are experienced in a variety of violent crime charges, and we will strive to see that the case ends in your acquittal, regardless of the charges filed against you,” states a spokesperson for BrowardCriminalLawyer.com

When it’s up to criminal charges, having a reputed criminal attorney on your side is always an added advantage because you need to collect all the relevant documents to file a stronger claim. Without enough witnesses and strong claim, you might not be able to get a positive result in time.

Michael A. Gottlieb is an experienced Fort Lauderdale dui attorney who formed his own firm to offer legal assistance to people charged for DUI, drug crimes and violent crimes. He has handled thousands of cases and tried more than 100 criminal jury trials to verdict. He has also received many awards and has successfully dismissed many cases by pre-trial motion such as State v. Smorgala, trafficking Oxycodone, and State v. Morello.

“Aside from violent crime charges, we also assist you through DUI and drug crime charges. Our Fort Lauderdale drug defense attorney, Michael A. Gottlieb, has a vast experience with illegal substance laws. He will help you make informed decisions that are in your best interest. Now, we also offer our clients a free case evaluation,” adds the spokesperson.

About BrowardCriminalLawyer.com:

BrowardCriminalLawyer.com offers legal assistance for people facing dui, violent criminal and drug crime charges.

For more details, log on to: http://browardcriminallawyer.com

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Dog Training Bite Suite Is 100 Percent Safe

You aren’t repeating things, and repeating them again, and again, and again. If treats are the primary reinforcement in training your dog, then repetition is a close second. Dogs don’t learn obedience the first time you show them or the second and probably not the third. In order to learn, the dog must experience repeated lessons. You may get bored of the same lesson, but this repetition is crucial for your dog’s successful training.

After you have spent countless hours teaching tricks and obedience skills to your dog, you’re more than ready to put them to the test in a public setting. You know he’s got it, after all. But wait… unless your dog is trained to ignore distractions, it’s likely that all of your hard dog training work will seemingly fly out the window in a new or noisy environment.

Obedience training is an important part of responsible dog ownership. These techniques lay the foundation for a well-behaved and well-adjusted dog that is able to participate in family life at home without difficulty, and is able to feel at ease in the presence of other people. Here, then, are some dog house training tips.

Involve family members : Because dogs are part and parcel of the household, getting all other family members involved in training them is very important and beneficial in the long run. Family members should be familiar with the dog training method being used because they are able to continue training it even when one is away. They can also make observations about the progress made by the dog and give recommendations where necessary. It may even help relieve the burden of training the dog.

By subsequent my guidance and my strategies, you’ll be able to get your dog to become obedient in much less than two weeks. … and it normally takes only 15 minutes each day!

Number one: Start training at an earlier age. This will keep bad habits, which are difficult to break, from being developed. Also, this will keep bad behaviors that are just starting to form from developing into habits. Keep your training short and simple, though. Limit your training sessions to a few minutes every day. Remember to end your session on a positive note by way of praising him or spending time for play.

Learn that all dogs are trainable : All dogs need training irrespective of their color, size, breed or shape. With training of dogs becoming increasingly needful in the modern world, one needs to start training their dogs as early as possible.

Going through dog training successfully is a great achievement. You feel proud when your dog doesn’t jump on people, bother your guests, beg at the table or pull on the leash. However, what happens when you want to go for a vacation and it would be very inconveniencing to carry your dog? You wouldn’t like to leave your dog with someone who will not reinforce the lessons your dog has learnt over the years. Going through dog training in Memphis was never easy so you would like to leave your dog on safe hands.

You aren’t using reinforcement. Dogs are not purely verbal learners. They need reinforcement. Purchase a big bag of mouth-watering treats, and you’re in possession of your best training tool.Treats, the primary reinforcement in training, are essential. Another handy tool is a clicker to help reinforce the conditioning process. The clicker provides an immediate feedback cue that signals to your dog that he or she has done something right at a specific moment in time.

So the one thing i have learn for both of these behaviors is too socialize your dog. Your Australian Cattle Dog is instinctively aggressive.
www.alphapaws.com

Vietnam’s First Luxury Tour Operator Joins VNAT to Promote High End Tour Products in Melbourne and Sydney, Australia

Vietnam fast-growing high-end holiday destination for Aussies.

Hanoi, Vietnam, September 24, 2012 — Vietnam now has world class hotels and resorts, beaches and cuisine, in addition to its natural beauty, rich history and traditional culture. The country receives 300,000 Australian tourists yearly, and the number of tourists increases an average of 10% annually.

Australia is a very multicultural society and many Australians are familiar with Vietnamese food and culture. Australians travelling to Vietnam are looking for a more authentic experience and seek to have a deeper understanding of the country’s culture, food, history and everyday life.

While Thailand is geared more toward mass market tourism, Vietnam is a destination that is attractive to a more selective class of travelers. Vietnam is becoming more and more recognized as a safe and favored destination for high end Australian tourists, thanks to direct and convenient flights and improvements in the tourism infrastructure.

The new slogan of Vietnam tourism, “Timeless charm”, was created with an aim to attract travelers from Australia and elsewhere, who wish to experience the country’s defining characteristics: Thrills, nature, heritage, festival, pristine, enjoyment, scenery and essence.

Australia is in a strong financial position, with unemployment easing and low interest rates, plus a strong dollar. As long as the dollar remains near its current relative value, all overseas destinations remain attractive to Australian travelers.

“Australia is a great market for us and we have beautiful products for Australian tastes and preferences, and we target the right clients with personalized products and services. We have increased the number private small groups we serve, primarily with tailor made holidays. These groups are generally either from 25 to 35 years old or 40+, the latter group having more disposable income. Australian tourists choose Vietnam for their vacations for safety, affordable prices, authenticity and convenient direct flights. With our marketing efforts and commitments, we will attract more Australian travelers who wish to experience Vietnam in style and luxury, and encourage them stay longer. Typical stays are 10 or 14 days, and in 4 and 5 star hotels. With our new representative office in Australia for the Australian and New Zealand markets, we are targeting double digit growth in this market for 2013.” said Pham Ha, founder and CEO of Luxury Travel Ltd.

Australian market is among the top ten markets of Luxury Travel Ltd. The company serves 2% of total Australian tourist arrivals in Vietnam in 2011 and enjoys an increase of 20% in visitors annually. Luxury Travel Ltd’s booking record indicates that Australian travelers prefer Ho Chi Minh City, Hanoi and Hoi An Ancient Town. They also want to visit Halong Bay, Cat Ba Island, the Mekong Delta and Sapa, while many also combine Vietnam and Cambodia in one trip.

“Except for AIME in Melbourne, there are no major travel trade shows in Australia, so we have joined VNAT and Vietnam Airlines in their road shows to promote our upscale products. Our representatives work hard to promote destinations, educate local travel agents, and generate public interest in Vietnam as a holiday destination. To help our travel agents and tour operators to sell our Vietnam luxury tours, I invite travel professionals to do a 10 day familiarization trip to Vietnam. Participants receive a certificate confirming their status as a ‘Luxury Travel Specialist’ after the trip,” said Pham Ha. “This is the perfect way to learn more about Vietnam and some of the most dynamic new products available for 2012 – 2013. This tour blends innovative touring with hotel inspections to give agents insight into the destinations and become true luxury travel advisors.”

Hanoi-based Luxury Travel Ltd. (http://www.luxurytravelvietnam.com) has announced joint efforts with the Vietnam National Administration of Tourism (VNAT) in order to promote luxury travel products in Sydney and Melbourne, Australia from 8 to 13 October, 2012. Luxury Travel Ltd. is a long established Asian specialist in luxury privately guided and fully bespoke holidays in Vietnam and the Indochinese Peninsula.

Media Contact:
Doan Hong Linh (Ms.)
Marketing Executive
Luxury Travel Ltd
05 Nguyen Truong To Str.,
Ba Dinh Dist, Hanoi 84444
Vietnam
+ 84.4.39274120 Ext 122
marketing3@luxurytravelvietnam.com
http://www.LuxuryTravelVietnam.com

Four Easy Steps to Become a Foodie in a Flash

Convenient short cuts to minimize effort and maximize the culinary experience.

Parsippany, NJ (September 24, 2012) — Aspiring food enthusiasts would love nothing more than to spend hours searching for the perfect ingredients to whip up masterpieces in their own kitchens. But the truth of it is that you don’t have to commit much of your time to embrace the foodie lifestyle. From using handy apps, to selecting ready-made home-style ingredients, here are some convenient short cuts to minimize effort and maximize the culinary experience.

Go premium
The essence of being a foodie is seizing those chances to make the ordinary, extraordinary. Higher quality foods tend to be more flavorful and rich, and can easily add a wow factor to everyday meals. Go easy. Start by substituting a couple of premium-grade ingredients per recipe. Opt for heirloom tomatoes instead of standard red varieties; sea salt over your regular table salt; or preserves when the call is for jelly. According to Ronna Welsh, chef and founder of Brooklyn’s Purple Kale Kitchenworks, starting with high-quality ingredients will make you a better cook and you’ll be more satisfied with the results.

The supermarket is your friend
A farmer’s market is a great source of fresh foods – and believe it or not, so is your local supermarket. More of your favorite mainstream brands are listening to shoppers’ desire for products that use natural and choice ingredients. How do you find these products as you stroll the store aisles? Look for shorter ingredient labels. Take for example Farmer’s Garden by Vlasic line of premium pickles. The classic American brand has gone back to basics with a selection of artisanal pickles in four flavors. The label on the back of the mason jar reveals a simple yet powerful recipe that includes fresh cucumbers, whole garlic cloves, carrot and peppers slices, and natural herbs and spices to deliver a top-quality pickle.

Make your farmer’s market work for you
When you find yourself with a little more time available, such as on weekends, go local and explore the closest farmer’s market. Your vendors are a great source of knowledge, so get to know them. They will gladly tell you what’s in season, help guide your purchase selection, and give you some insider’s cooking and paring ideas. In fact, show up with a menu for a dish you have planned and they’ll point you in all the right directions so that you can fill your shopping basket in mere minutes.

At your fingertips
Food bloggers, brands, columnists, you name it! These serious foodies have already done the homework for you and are willing to share their insight – for free! Just by typing in a few key words in a search engine bar, the limitless library of recipes and foodie guidance is literally at your fingertips. Scour the internet for recipes, seasonal dishes, pairing advice, cooking tips, entertaining ideas, and more. Technorati.com lists more than 17,000 food blogs, so be strategic. Start by visiting the top 10 on the list. When you find bloggers you can relate to, keep going back to their sites for more and feel free to ask them for help. Most of them came from other professions and found their passion along the way, like SassyRadish.com or WhiteOnRiceCouple.com, so they know what it’s like to start out fresh. And since the smart phone and tablet are the latest “must-have” tools in the kitchens, don’t forget to visit food sites such as Bon Appétit and Serious Eats to find top food apps worth downloading.

Media Contact:
Mary Sudasassi
Pinnacle Foods Group, LLC
1 Bloomfield Avenue
Mountain Lakes, NJ 07046-1429
305-448-6163
mary.sudasassi@rbbpr.com
http://www.farmersgardenbyvlasic.com