The UK’s Hidden Mortgage Rip Off Scandal

Getting a Mortgage is one of them most important financial decisions one has to make in their lives in order to provide them with the comfort they need. As many people are looking for the best mortgages, they may encounter some unscrupulous companies that deal in mis-sold mortgage and those that are known for mortgage rip off cases. In order to avoid these incidences, the buyers need to have the legal knowledge on mortgage.

With the right legal advice from MortgageRipoff.com, the buyers will be informed what mortgages entail and the details that will help them discover if they have been provided with mis-sold mortgages or a rip off mortgage. As they shop around for the mortgage that fits their needs, the buyers will encounter some of the mortgages that are very expensive and others that are inappropriately offered to them. Since the mortgage industry is a commission based, some brokers have been offering these mortgages to their clients in order to increase the amount of commissions they receive from the lenders. The problem is that they are not able to point out if they have been given these mortgages. Those who have signed for the papers a long time ago need to go back and check out the original papers to ensure that they have not been ripped off.

One of the ways in which a buyer can find out if they have been given a rip off mortgage or a mis-sold one is to contact a legal representative. The buyers can make the inquiry either through phone or get online and send an email to the company. The best thing is that the inquiry is completely free and comes with no obligation. The buyers will be provided with the details required in order to start the process of making a claim.

One of the things they will be informed at MortgageRipoff.com is that they have the chance to make a claim of they have taken out a mortgage or have re-mortgaged their property over the last six years. They will also be helped to find out if the broker who offered them the mortgage acted irresponsibly so that they can seek the required compensation. Apart from that they will be informed on how to start the process of making a mortgage rip off claim. What they can do is to fill out a simple form and then have the experts contact them in order to provide them with the required details over their case or they can call the toll free number provided.

About MortgageRipoff.com

MortgageRipoff.com is a company made up of a team of claim experts whose operations are founded on the belief that Britain should have a fair financial system. It has been offering the members of the public solutions on how best to deal with rip off mortgage and mis-sold mortgages. The process is built to ensure that the public has an easy time in making a claim in order to get the compensation they deserve and the justice denied them.

Contact
Author: James Trightan
Company Name: MortgageRipoff.com
Address: First Floor,
Bridge House,
Heap Bridge, Bury, Lancashire, BL9 7HT
Tel: 0800 840 7292.
Email: info@oraclelegal.co.uk

Unique Wedding Favors Becoming Increasingly Popular

[Sisters, OR] – April 6, 2011 – Thousands of couples tie the knot each and every month in the United States alone. The wedding industry is one of the biggest and most profitable industries in the world. Many couples choose to continue with the traditional look and feel, offering three-tiered wedding cakes, white bridal gowns and more traditional wedding favors to their guests. There are couples however, and this has become the norm, that prefer unique wedding favors. These couples want to express themselves in a way that is more inline with their own unique personalities. For these unique couples, Bridal Buyout was born.

Bridal Buyout was designed to offer wedding items at a lower cost than most bridal shops. The company caters to unique or special couples who want to veer a bit away from tradition and offer unique weddings to their families and friends. Bridal Buyout provides cheap wedding favors that are more unique than what couples may find at traditional wedding shops. The company provides only the highest quality of products from wholesalers and direct manufacturers. Benefits of choosing Bridal Buyout include their free shipping on orders that are over $150 as well as a low price and money back guarantee on all products. If a lower price is found, the company will match the price.

Couples that want to show their own personalities and offer unique weddings can purchase wedding favors and other products directly from the company website at http://www.bridalbuyout.com. Visitors to the site will find a wide range of categories and many products within each listing, offering something unique for everyone. From coasters to place card holders, Bridal Buyout offers everything needed for showers and weddings all on one website. Those looking to get their wedding reception funded at a lower cost will appreciate the price match guarantee and the low price of products offered. Weddings are held every day and many couples strive to find just the right favors to show their own uniqueness. Bridal Buyout is dedicated to offering customers the most unique and affordable wedding favors in the nation.

Lisa Vaughan, founder and owner of Bridal Buyout, offers a number of choices regarding various reception and wedding needs. Brides and grooms can simply visit the site for more information or contact the company directly by email or phone.

Contact Info:

Johnathan R. Smith
70820 Purse Lane
Sisters, Oregon 97759
503-684-1460
customerservice@bridalbuyout.com

Be Healthy with a Gluten Free Diet

April 6, 2011 – In the quest to be healthy many people come across different types of diets that would help them achieve their health goals. Unfortunately, some of them come with negative side effects that adversely affect the users. For this reason, one has to ensure that they have selected only the best diets. One of these diets is the Gluten free diet that is becoming increasingly popular for those, not just for those who have celiac disease and other allergies, but for people who want to improve their health and avoid gluten.

At Gluten Free foods Diet, prospective dieters will find extensive information about the different types of gluten free foods and other issues related to it. Beginners will be introduced to the lifestyle of taking gluten free food and will be provided with the support they need. This is therefore one of the best websites that all people, whether pros or beginners should check out on to find the information they need. Some of the information they will be provided with include the different types of foods that contain gluten and those that do not. They will also be informed on how to start their kids on their Gluten free diet and how to make it more interesting for them.

The dieters will also be presented with a wide variety of recipes that will transform their gluten free diet into a fun and interesting experience. These recipes are obtained from a number of people who have tried them out. The best thing is that the dieters also have a chance to submit their gluten free recipes and share it with other people. The site is currently holding a promotion in which a reader can submit their recipe and win $100. The recipe may be for the main courses, the starters, and deserts, for quick meals and healthy snacks and gluten free alternatives. The readers can also submit someone else’s recipe that they have adapted or one that they have created.

At Gluten Free foods diet, the team has worked together to create a simple to use website that contains relevant information to all their readers. The website offers well researched content that covers a wide variety of topics that are related to Gluten free foods. The simple design of the site makes it easy for all people to get the information required in order to enjoy the benefits of the Gluten free diet. The users also have the chance to share some of the information they have encountered in their use of gluten free diet. It is an interactive website where the users can post their comments on different posts and get to interact with other dieters.

About Gluten Free Food Diet
Gluten Free Food diet is an online company that offers the public information about the different types of information about gluten free diet. The information is aimed at both gluten free diet as well as the beginners, who will be guided on their transition to gluten free foods. The site also offers the clients new and interesting recipes to give them with enhanced meal experiences and to help them lead a gluten free healthy lifestyle.

Contact
Author: James G Smith
Company Name: Gluten Free Foods Diet
Website: http://www.glutenfreefoodsdiet.org
Address: 8384 Cambridge Drive Phoenix, AZ
Tel: 102-565-336
Email: info@glutenfreefoodsdiet.org

LIFESTYLE SERVICES GROUP ADD DATA BACK-UP, MOBILE SECURITY AND HANDSET LOCATION SERVICES WITHIN THEIR MOBILE PHONE SOLUTIONS PORTFOLIO

Lifestyle Services Group has today announced that it has added a new and improved mobile phone data back-up, remote device locking and handset location capability to their ever increasing mobile centric solutions.

As the largest provider of Mobile Phone Insurance in the UK, the data back-up solutions will support customers to retrieve personal and multimedia data stored on their phone should it become damaged, lost or get stolen. Additionally, the remote locking functionality enables customers to lock down their handset to prevent unauthorised access to private data and to social networking sites. Also included in the functionality is the ability to locate the handset either by GPS or cell triangulation.

Commenting on the announcement, Andy Morris, Business Development Director at Lifestyle Services Group stated: “Data back-up, handset location and remote handset locking functionality fits so well within our current portfolio of solutions that are predominantly focused around mobile devices and personal privacy. The solution we have launched offers a high degree of configurability and provides the best range of compatibility across all networks and handset manufacturers. This is perfect for the many affinity client-branded schemes we operate within Mobile Networks and Retail Banking Packaged accounts.”

Lifestyle Services Group Data Back-up services enable the mobile phone user to back-up content that includes, photos, contacts, music, ringtones, documents and text messages all over their Wi-Fi or network connection. This coupled with the fact that the back-up services are neither network nor manufacturer restricted, means that this solution offers the greatest level of flexibility for customers in the market.

Andy Morris added: “Our handset location services will also support customers who have misplaced their phone to help them to find it quickly. Additionally the ability to lock your phone and wipe data remotely will prevent the data stored on your phone from being misused, as well as preventing unauthorised access to websites and bank accounts.”

Lifestyle Services Group were the first to offer data back-up solutions within the Retail Banking sector through Packaged Current Accounts, which also provide products such as Mobile Phone Insurance, Travel Insurance and Car Breakdown. The data back-up, handset location and remote locking services will be rolled out to up to 9.5 million customers through Lifestyle Services Group’s client branded schemes operating in the Retail Banking and Mobile Network sectors.

For more information contact Lifestyle Services Group’s Corporate Communications Team:
Mark Read: 01270 413131 or 07795 505739 mark.read@lifestylegroup.co.uk
Charlotte Furniss: 07979 683076 charlotte.furniss@lifestylegroup.co.uk

About Lifestyle Services Group

Lifestyle Services Group is the leading provider of affinity distributed solutions to support the consumer desire to live their life through their mobile devices.

Lifestyle Services Group manages over 5 million customer interactions on behalf of its clients every year, and manages the largest active mobile phone insurance base in the UK. With over 1000 employees based in 3 locations across the UK, Lifestyle Services Group supports many of the High Street Banks and Mobile Networks in delivering mobile centric lifestyle related products to add value to their customer propositions.

Lifestyle Services Group is part of a multi-billion pound group of consumer companies, including Phones4U, Dial-a-Phone and EZ Pay. For more information, go to www.lifestylegroup.co.uk.

Lifestyle Services Group Ltd is registered in England and Wales. Company number 5114385. Registered Office: Osprey House, Ore Close, Lymedale Business Park, Newcastle Under Lyme, Staffordshire, ST5 9QD. It is authorised and regulated by the Financial Services Authority.

Media Contact Information

Name: Lifestyle Services Group
Website: www.lifestylegroup.co.uk
Email: mark.read@lifestylegroup.co.uk
Country: United Kingdom

Teak Garden Furniture – An Overview

April 3, 2011 – Lucky are those, who have spacious gardens or lawns in front of their homes. These gardens allow the home owners to unwind themselves and enjoy the beauty of nature. Just like we furnish our homes, it is important that we furnish our gardens too. After all we would love to lie down in comfort on our garden furniture and absorb the greenery around us. There are various options available to furnish the gardens. Some people prefer metal or wrought iron furniture whereas some people prefer sturdy wooden garden furniture for their lawns and patios.

Teak garden furniture is in great demand these days. Teak is extremely sturdy and has a great look too. One can visit a local dealer to check the various types of furniture that are available in teak. You can also opt for made to order teak chairs and tables, though they are a little heavy on wallet but they offer freedom of choosing one’s designs and shapes.

One can opt for large teak garden chairs or folding garden chairs that can be moved indoors in case of rains or bad weather. Teak furniture is best suited for outdoors because it is extremely sturdy and it can withstand bad weather. Owners should polish their teak furniture from time to time to increase its longevity. Teak furniture is durable and less prone to white ants and termites. Unlike other wooden furniture, it requires less maintenance. It can be cut out and carved with various intricate designs that add a different charm to the overall look of the furniture. Teak is light weight yet durable. This quality of teak makes it the most preferred choice for garden furniture.

There are many manufacturers that allow the customers to select designs for chairs and tables. Many manufacturers’ offer lounge chairs or beach chairs made out of teak. These chairs not only beautify your garden but they also add extra ounces of comfort to your garden furniture. Wooden furniture is the latest trend when it comes to patio or lawn furniture because one can easily move them from one place to another. One can fold the furniture and store it indoors during rains. Wooden furniture occupies less storage space than the traditional metal or wrought iron furniture.

Teak as a wood is considered to be one of the most premium quality woods when it comes to furniture making. Original teak is expensive as compared to compressed teak wood but it is definitely more long lasting than any other compressed woods that are used for making furniture. The beauty and the class that this wood exhibits are beyond words. One must research various manufacturers before finalizing on any particular manufacturer for making or buying garden furniture

It is worthwhile to invest considerable time and money in the garden furniture because it is going to add to the beauty of your garden. Apart from enhancing the overall décor of your garden, it will add a lot of comfort value to your family and guests.

Address:

Walkham Teak Ltd
Holewell Farm
Walkhampton
Yelverton
Devon
PL20 6LW
Email: info@walkham.co.uk
Website: http://www.walkham.co.uk/

White, Tooth Colored Fillings Offer an Esthetic Alternative to Metal Fillings of the Past

San Diego, CA – (4/5/11): Dream Smile San Diego dentist office specializes in cosmetic dentistry, general dental services and emergency dental services in San Diego, Pacific Beach, La Jolla, Del Mar, Ocean Beach and Clairemont.

Dreamsmile San Diego Dentist says: White, tooth colored fillings are a great alternative to the old type silver-gray amalgam metal fillings of the past.

Tooth fillings are standard treatment for tooth caries, tooth decay or cavities. Filling a cavity prevents further decay to the tooth. If you need a filling, your dentist will advise you of your options and recommend the type of filling that is best for your situation.

Your options will depend on the location of the tooth, the size of the cavity, your preferences, esthetic results and cost. Below I’m discussing some of the different kinds of tooth fillings that are available today.

Dental fillings are usually made of dental amalgam or composite resin.

Amalgam is a silver-gray material made from silver alloyed with copper or other metals to make it more durable. Amalgam fillings are used primarily in molars and premolars.

Tooth-colored composite resin fillings are an esthetic alternative to the metal fillings of the past. Unlike traditional metal fillings containing mercury, tooth-colored fillings are formed with non-toxic composite resins and plastics. Composite resin fillings offer a better appearance because the color is similar to that of your teeth. They are used primarily in the front teeth, although it is possible to use them in all teeth.

San Diego dentist, Dr. Zerafat states that “White, tooth-colored fillings are popular because they are attractive, non-toxic and durable, and don’t leak toxins into your body like traditional amalgam fillings can. They look more natural than silver amalgam fillings. Bonded directly to the tooth, the composite fillings are durable and strong. White, composite fillings are usually more expensive than silver, amalgam fillings and dental insurances typically don’t cover the additional cost.”

Gold inlay may be used if greater strength is needed, but this is more expensive.

The dentist will typically numb the area. You may receive a form of sedation dentistry to ensure your comfort. He will remove the decayed material in the cavity and cleanse the area to remove bacteria and debris. He will fill the cavity with the recommended filling.

In many cases, tooth sensitivity caused by enamel loss will be significantly improved or completely gone after a dental filling. But sometimes, depending on the extent of tooth decay or damage, the tooth may require additional or alternative procedures, including dental crowns or a root canal.

Contact your San Diego dentist if you have a tooth ache or cavity and think you might need a tooth filling.

SanDiegoDreamSmile.com provides information about San Diego dentists who are experts in general dentistry and emergency dental such as tooth fillings and tooth extraction to relieve your dental pain.

For more details visit: http://www.sandiegodreamsmile.com

Full Contact Info for press release
Dream Smile Dentist San Diego
Dr. Fray Zerafat DDS
4501 Mission Bay Drive, Suite 2E
San Diego, CA 92109
California
http://www.sandiegodreamsmile.com
Phone: 858-270-6626
Email: fray@sandiegodreamsmile.com

HONG KONG BEATS LONDON TO HAVE WORLD’S MOST EXPENSIVE OFFICE SPACE

Last year the leader of the world’s most costly office space was England’s capital West End and its serviced offices but now it seems Hong Kong has taken over from the latest property data.

London office space topped the table in 2009 but has now dropped down to second place in 2010. Whether or not London is the world’s most expensive workstation; if you want to rent a small office on the edge of a town or a prestigious serviced office in central locations, use Official Space; the experts in finding ideal Office space.

Hong Kong overtook London’s office rental prices due to a shortage of space and healthy demand. Official Space has tens of thousands of offices to rent throughout the UK from Sheffield office space to Mayfair office space; and with over 6000 offices to choose from, we are the solution to your moving woes.

Small businesses face tough difficulties when trying to establish themselves in such prominent areas and at Official Space we understand that renting space is essential for any business in the UK to appear professional, presentable and profitable.

Hong Kong’s costs per office space are said to rise more by 2015, leaving a huge gap between occupancy costs between the Asian city and others. Obviously depending on the size of your firm it will affect whether you want serviced offices or small spaces but whatever your budget, location and level of service; we can help find a flexible office to rent at any time.

Don’t spend hours pacing the high street in desire of your perfect space or browsing the internet in search for your lucky break. Official Space has offices to rent in all major towns and cities across the UK including London, Manchester, Birmingham, Liverpool, Glasgow, Bradford, Bristol and Leeds.

So whatever the area, we have it covered and with all the contacts that you need we can save you time by offering a complete office letting service; from arranging all your viewings, negotiating with office space landlords and organising your rental contract.

If you are looking for the perfect office space, look no further than Official Space at www.officialspace.co.uk; or call 0845 260 5510 today.

131-151, Great Titchfield St,
London W1W 5BB
United Kingdom
Phone: 08452605510
Email: info@officialspace.co.uk

Take Care of Tooth Caries, Tooth Decay or Cavities and Avoid Bigger Problems

San Diego, CA – (4/4/11): Dream Smile San Diego dentist office specializes in cosmetic dentistry, general dental services and emergency dental services in San Diego, Pacific Beach, La Jolla, Del Mar, Ocean Beach and Clairemont.

Dreamsmile San Diego dentist says: If your teeth are sensitive to sweet foods or hot and cold temperatures, don’t put off a visit to your dentist and don’t want wait till the cavity gets larger. Postponing a visit to a dental office will cause bigger problems.

Dental caries is the medical term for tooth decay or cavities. They are caused by acid erosion of tooth enamel.

Many different types of bacteria normally live in the mouth. They build up on the teeth (along with saliva, bits of food and other natural substances) in a sticky film called plaque.

Some of the plaque bacteria convert sugar and carbohydrates (starches) in the foods we eat into acids. These acids dissolve minerals in the surface of the tooth. This erodes the enamel or creates pits in it that are too small to see at first. But they get larger over time.

The damage can occur anywhere the tooth is exposed to plaque and acid. This includes the hard outer enamel on the tooth crown or parts of the root that have been exposed because of receding gums. Once decay penetrates the protective enamel, it can enter the softer, vulnerable dentin. This is the main body of the tooth. A cavity can even penetrate the soft tooth pulp and the sensitive nerve fibers within it.

No one really knows what causes the pain people get with cavities. Theories include inflammation caused by bacteria, exposure of the root surface and imbalance of fluid levels in tiny openings called tubules inside the dentin.

Dr. Zerafat, San Diego dentist says: “Early caries may not have any symptoms. Later, when the decay has eaten through the enamel, the teeth may be sensitive to sweet foods or to hot and cold temperatures.”

Your San Diego dentist will look for dental caries at each office visit. This will be part of the exam, whether it’s a routine visit or an appointment made because of pain. The dentist will look at your teeth and will probe them with a tool called an explorer to look for pits or areas of damage. X-rays will be taken on a set schedule, or if the dentist suspects hidden caries.

The standard treatment for a cavity is to fill the tooth. San Diego dentist, Dr. Zerafat will remove the decayed material in the cavity and fill the cavity with a filling. Dental fillings are usually made of dental amalgam or composite resin. Gold inlay may be used if greater strength is needed, but this is more expensive.

If a cavity is large, the remaining tooth may not be able to support the amount of filling material that would be needed to repair it. In this case, the dentist will remove the decay, fill the cavity, and cover the tooth with an artificial crown.

Sometimes the part of the tooth you can see remains relatively intact, but there is damage inside the tooth. In these cases, the dentist may refer you to a dental specialist called an endodontist for root canal treatment. The endodontist removes the tooth’s pulp and replaces it with an inert material. In most cases, after a root canal treatment, the tooth’s natural crown will need to be replaced with an artificial crown.

If you have tooth pain or are sensitive to sweet foods or to hot and cold temperatures, go see your San Diego dentist immediately and take care of tooth caries, tooth decay and tooth cavities before the problem gets worse.

SanDiegoDreamSmile.com provides information about San Diego dentists who are experts in general dentistry and emergency dental such as tooth caries, tooth decay, tooth cavities gum and tooth extraction to relieve your dental pain.

For more details visit: http://www.sandiegodreamsmile.com

Dream Smile Dentist San Diego
Dr. Fray Zerafat DDS
4501 Mission Bay Drive, Suite 2E
San Diego, CA 92109
California
http://www.sandiegodreamsmile.com
Phone: 858-270-6626
Email: fray@sandiegodreamsmile.com

RISING FUEL COSTS AFFECT AIR FARES: INSTEAD USE 1 STOP SHIP AND CHEAP INTERNATIONAL SHIPPING

Travellers should be prepared for baggage fee increases as the rising cost of fuel has a knock-on effect.

Passengers should be warned that airfares are rising at their fastest pace in two years so to avoid ruining your vacation before it has started, use Cheap international shipping instead with 1 Stop Ship.

Airport charges are for a variety of products and services not just luggage and it is estimated that the total amount of money collected on these extras is around $22 billion globally, and that’s just in 2010.

Everything can have a price tag attached to it from excess baggage and having a carry-on bag. If a traveller is on a tight budget then these fees can spoil the start to a lovely break away, as well as leaving you short of spending money.

This can be avoided though if you decide to use Luggage shipping with 1 Stop Ship.com; so there will be no nasty surprises on your purse.

As prices rise on a monthly basis, check beforehand when choosing your transportation. Don’t fork out on hundreds of pounds for airport fares; it will simply knock-down the travel budget and possibly cancel fun days out.

Kick-start your holiday in style and without a hole in the back pocket; choose the expert specialists 1 Stop Ship for your shipping services; for everything from Student shipping overseas to international shipments.

Solve all your shipping woes today and go for the cheaper option; register at www.robinsons-intl.com/1stopship.

Media Contact Information

Joanne Summerscales
Email: joanne.summerscales@robinsons-intl.com
Phone: 0800 833 638
United Kingdom

COMPARE GAS PRICES AND FIND THE CHEAPEST TARIFF FOR YOUR BUSINESS WITH BUSINESS GAS

Choosing a gas supplier for your business can be very complex. With a variety of tariffs from a number of different companies, how can you be sure that you’re getting the best rate for your business?

A recent study by the energy regulator Ofgem has found that there are over 300 tariffs available and that it can be hard to compare price per unit costs. This had lead to consumers being“bamboozled” about pricing and contract lengths.

Business Gas can help you find the cheapest gas supplier for your needs.

By offering a simple business gas comparison service you can easily see which tariffs are most suitable for your needs. Just enter your Meter Point Reference Number and some details about your current usage and you’re shown the tariffs that offer you the best value for money.

Special deals have been negotiated with many suppliers offering rates cheaper than going direct to the company themselves so Business Gas is the place to go to save you money on energy for your business.

Media Contact Information
Name: Business Gas
Phone: 0844 272 5181
Country: United Kingdom